| ZIP Code | 20646 |
|---|---|
| City | La Plata |
| State | Maryland (MD) |
| County | Charles County |
| Area Code | 227/240/301 |
| Elevation | 158 ft |
| Latitude | 38.520653 |
|---|---|
| Longitude | -76.999915 |
| Timezone | New York (DST) |
| FIPS | 24017 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 43.4 yrs ↑ 6% since 2019 |
|---|---|
| Avg Household Size | 2.74 |
| Below Poverty | 3.9% ▼ 61% below avg |
| College Grads | 42.8% ▲ 10% above avg |
| Unemployment | 3.3% ▼ 33% below avg |
| No HS Diploma | 138 (0.9%) |
| HS Graduate | 3,844 (26.3%) |
| Some College | 2,475 (16.9%) |
| Associates | 1,908 (13.1%) |
| Bachelors | 1,331 (9.1%) |
| Graduate Degree | 4,920 (33.7%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $130,008 ▲ 70% above avg ↑ 26% since 2019 |
|---|---|
| Median Home Value | $435,100 ▲ 56% above avg ↑ 21% since 2019 |
| Home/Income Ratio | 3.3x (nat avg ~3.5x) |
| Median Rent | $1,486/mo ↑ 5% since 2019 |
| Total Units | 8,263 |
| Vacant Units | 606 |
| Avg HH Size | 2.74 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 8,263 |
|---|---|
| Vacant | 606 |
| Owner Occupied | 85.1% |
| Renter Occupied | 14.9% |
| Avg HH Size | 2.74 |
ZIP code 20646 is located in La Plata, Maryland, within Charles County. With a population of 21,601, this is a moderately populated ZIP code with a middle-aged community — the median age is 43.4 years. Economically, 20646 is a upper-middle-income ZIP code: the median household income of $130,008 is significantly above the national average.
Real estate in ZIP code 20646 represents a premium housing market. The median home value of $435,100 is significantly above the national average. Renters can expect to pay around $1,486 per month in median rent. Homeownership is strong here — 85.1% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 21% since 2019.
The population of 20646 is majority White (61.80%). Residents are well-educated — 42.8% hold a bachelor's degree or higher, which is near the national average. Poverty affects a relatively small share of residents at 3.9%. Household income has grown by 26% since 2019.
The unemployment rate in 20646 stands at 3.3%, which is below the national average. About 18% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 71%.
Overall, ZIP code 20646 in La Plata, MD is characterized as upper-middle-income, well-educated, a middle-aged community, and predominantly owner-occupied. With 21,601 residents, a median household income of $130,008, and a median home value of $435,100, it offers a clear picture of life in this part of Maryland.