| ZIP Code | 12989 |
|---|---|
| City | Vermontville |
| State | New York (NY) |
| County | Franklin County |
| Area Code | 518/838 |
| Elevation | 1,744 ft |
| Latitude | 44.538805 |
|---|---|
| Longitude | -74.060987 |
| Timezone | New York (DST) |
| FIPS | 36033 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 55.5 yrs ↑ 4% since 2019 |
|---|---|
| Avg Household Size | 2.10 |
| Below Poverty | 19.9% ▲ 99% above avg |
| College Grads | 48.3% ▲ 25% above avg |
| Unemployment | 3.8% ▼ 23% below avg |
| No HS Diploma | 3 (0.4%) |
| HS Graduate | 163 (23.6%) |
| Some College | 66 (9.6%) |
| Associates | 125 (18.1%) |
| Bachelors | 179 (25.9%) |
| Graduate Degree | 154 (22.3%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $78,438 ≈ Avg ↑ 22% since 2019 |
|---|---|
| Median Home Value | $196,500 ▼ 30% below avg ↑ 4% since 2019 |
| Home/Income Ratio | 2.5x (nat avg ~3.5x) |
| Median Rent | $641/mo ↓ 16% since 2019 |
| Total Units | 879 |
| Vacant Units | 397 |
| Avg HH Size | 2.10 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 879 |
|---|---|
| Vacant | 397 |
| Owner Occupied | 91.3% |
| Renter Occupied | 8.7% |
| Avg HH Size | 2.10 |
ZIP code 12989 is located in Vermontville, New York, within Franklin County. With a population of 1,012, this is a sparsely populated ZIP code with an older community — the median age is 55.5 years. Economically, 12989 is a middle-income ZIP code: the median household income of $78,438 is near the national average.
Real estate in ZIP code 12989 represents an affordable housing market. The median home value of $196,500 is below the national average. Renters can expect to pay around $641 per month in median rent. Homeownership is strong here — 91.3% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 4% since 2019.
The population of 12989 is primarily White (92.89%). Residents are well-educated — 48.3% hold a bachelor's degree or higher, which is above the national average. Poverty affects some residents at 19.9%. Household income has grown by 22% since 2019.
The unemployment rate in 12989 stands at 3.8%, which is below the national average. As in most parts of the country, driving alone is the dominant commute mode at 79%.
Overall, ZIP code 12989 in Vermontville, NY is characterized as middle-income, well-educated, an older community, and predominantly owner-occupied. With 1,012 residents, a median household income of $78,438, and a median home value of $196,500, it offers a clear picture of life in this part of New York.