| ZIP Code | 12981 |
|---|---|
| City | Saranac |
| State | New York (NY) |
| County | Clinton County |
| Area Code | 518/838 |
| Elevation | 1,346 ft |
| Latitude | 44.627099 |
|---|---|
| Longitude | -73.845851 |
| Timezone | New York (DST) |
| FIPS | 36019 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 42.1 yrs ↓ 18% since 2019 |
|---|---|
| Avg Household Size | 2.66 |
| Below Poverty | 20.6% ▲ 106% above avg |
| College Grads | 36.1% ≈ Avg |
| Unemployment | 3.6% ▼ 27% below avg |
| HS Graduate | 557 (42%) |
| Some College | 171 (12.9%) |
| Associates | 120 (9%) |
| Bachelors | 188 (14.2%) |
| Graduate Degree | 290 (21.9%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $73,258 ≈ Avg ↑ 24% since 2019 |
|---|---|
| Median Home Value | $141,900 ▼ 49% below avg ↑ 28% since 2019 |
| Home/Income Ratio | 1.9x (nat avg ~3.5x) |
| Median Rent | $935/mo ↑ 16% since 2019 |
| Total Units | 1,061 |
| Vacant Units | 223 |
| Avg HH Size | 2.66 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 1,061 |
|---|---|
| Vacant | 223 |
| Owner Occupied | 87.2% |
| Renter Occupied | 12.8% |
| Avg HH Size | 2.66 |
ZIP code 12981 is located in Saranac, New York, within Clinton County. With a population of 2,233, this is a sparsely populated ZIP code with a middle-aged community — the median age is 42.1 years. Economically, 12981 is a solidly middle-class ZIP code: the median household income of $73,258 is near the national average.
Real estate in ZIP code 12981 represents one of the more affordable housing markets in the country. The median home value of $141,900 is below the national average. Renters can expect to pay around $935 per month in median rent. Homeownership is strong here — 87.2% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 28% since 2019.
The population of 12981 is primarily White (98.12%). Residents are moderately educated — 36.1% hold a bachelor's degree or higher, which is near the national average. Poverty affects a significant share of residents at 20.6%. Household income has grown by 24% since 2019.
The unemployment rate in 12981 stands at 3.6%, which is below the national average. As in most parts of the country, driving alone is the dominant commute mode at 87%.
Overall, ZIP code 12981 in Saranac, NY is characterized as solidly middle-class, moderately educated, a middle-aged community, and predominantly owner-occupied. With 2,233 residents, a median household income of $73,258, and a median home value of $141,900, it offers a clear picture of life in this part of New York.