| ZIP Code | 12969 |
|---|---|
| City | Owls Head |
| State | New York (NY) |
| County | Franklin County |
| Area Code | 518/838 |
| Elevation | 1,768 ft |
| Latitude | 44.710897 |
|---|---|
| Longitude | -74.09815 |
| Timezone | New York (DST) |
| FIPS | 36033 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 56.1 yrs |
|---|---|
| Avg Household Size | 1.95 |
| Below Poverty | 14.6% ▲ 46% above avg |
| College Grads | 33.3% ▼ 14% below avg |
| Unemployment | 30.4% ▲ 522% above avg |
| No HS Diploma | 4 (1.9%) |
| HS Graduate | 74 (34.3%) |
| Some College | 33 (15.3%) |
| Associates | 33 (15.3%) |
| Bachelors | 8 (3.7%) |
| Graduate Degree | 64 (29.6%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $59,063 ▼ 23% below avg ↑ 38% since 2019 |
|---|---|
| Median Home Value | $104,700 ▼ 62% below avg ↑ 11% since 2019 |
| Home/Income Ratio | 1.8x (nat avg ~3.5x) |
| Total Units | 397 |
| Vacant Units | 268 |
| Avg HH Size | 1.95 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 397 |
|---|---|
| Vacant | 268 |
| Owner Occupied | 76.0% |
| Renter Occupied | 24.0% |
| Avg HH Size | 1.95 |
ZIP code 12969 is located in Owls Head, New York, within Franklin County. With a population of 253, this is a sparsely populated ZIP code with an older community — the median age is 56.1 years. Economically, 12969 is a solidly middle-class ZIP code: the median household income of $59,063 is below the national average.
Real estate in ZIP code 12969 represents one of the more affordable housing markets in the country. The median home value of $104,700 is well below the national average. Homeownership is strong here — 76.0% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 11% since 2019.
The population of 12969 is primarily White (98.02%). Residents are moderately educated — 33.3% hold a bachelor's degree or higher, which is near the national average. Poverty affects some residents at 14.6%. Household income has grown by 38% since 2019.
The unemployment rate in 12969 stands at 30.4%, which is more than double the national average. As in most parts of the country, driving alone is the dominant commute mode at 85%.
Overall, ZIP code 12969 in Owls Head, NY is characterized as solidly middle-class, moderately educated, an older community, and predominantly owner-occupied. With 253 residents, a median household income of $59,063, and a median home value of $104,700, it offers a clear picture of life in this part of New York.