| ZIP Code | 12920 |
|---|---|
| City | Chateaugay |
| State | New York (NY) |
| County | Franklin County |
| Area Code | 518/838 |
| Elevation | 1,272 ft |
| Latitude | 44.890975 |
|---|---|
| Longitude | -74.056569 |
| Timezone | New York (DST) |
| FIPS | 36033 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 44.2 yrs ↓ 6% since 2019 |
|---|---|
| Avg Household Size | 2.40 |
| Below Poverty | 17.4% ▲ 74% above avg |
| College Grads | 39.7% ≈ Avg |
| Unemployment | 3.7% ▼ 25% below avg |
| No HS Diploma | 27 (1.7%) |
| HS Graduate | 535 (33.6%) |
| Some College | 268 (16.8%) |
| Associates | 131 (8.2%) |
| Bachelors | 265 (16.6%) |
| Graduate Degree | 368 (23.1%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $70,714 ≈ Avg ↑ 23% since 2019 |
|---|---|
| Median Home Value | $127,300 ▼ 54% below avg ↑ 36% since 2019 |
| Home/Income Ratio | 1.8x (nat avg ~3.5x) |
| Median Rent | $945/mo ↑ 17% since 2019 |
| Total Units | 1,530 |
| Vacant Units | 498 |
| Avg HH Size | 2.40 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 1,530 |
|---|---|
| Vacant | 498 |
| Owner Occupied | 83.2% |
| Renter Occupied | 16.8% |
| Avg HH Size | 2.40 |
ZIP code 12920 is located in Chateaugay, New York, within Franklin County. With a population of 2,509, this is a sparsely populated ZIP code with a middle-aged community — the median age is 44.2 years. Economically, 12920 is a solidly middle-class ZIP code: the median household income of $70,714 is near the national average.
Real estate in ZIP code 12920 represents one of the more affordable housing markets in the country. The median home value of $127,300 is well below the national average. Renters can expect to pay around $945 per month in median rent. Homeownership is strong here — 83.2% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 36% since 2019.
The population of 12920 is primarily White (89.36%). Residents are moderately educated — 39.7% hold a bachelor's degree or higher, which is near the national average. Poverty affects some residents at 17.4%. Household income has grown by 23% since 2019.
The unemployment rate in 12920 stands at 3.7%, which is below the national average. As in most parts of the country, driving alone is the dominant commute mode at 92%.
Overall, ZIP code 12920 in Chateaugay, NY is characterized as solidly middle-class, moderately educated, a middle-aged community, and predominantly owner-occupied. With 2,509 residents, a median household income of $70,714, and a median home value of $127,300, it offers a clear picture of life in this part of New York.