| ZIP Code | 12923 |
|---|---|
| City | Churubusco |
| State | New York (NY) |
| County | Clinton County |
| Area Code | 518/838 |
| Elevation | 1,217 ft |
| Latitude | 44.945466 |
|---|---|
| Longitude | -73.958013 |
| Timezone | New York (DST) |
| FIPS | 36019 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 43.4 yrs ↓ 15% since 2019 |
|---|---|
| Avg Household Size | 2.03 |
| Below Poverty | 15.3% ▲ 53% above avg |
| College Grads | 15.3% ▼ 60% below avg |
| Unemployment | 15.8% ▲ 223% above avg |
| No HS Diploma | 3 (1.1%) |
| HS Graduate | 107 (39.1%) |
| Some College | 55 (20.1%) |
| Associates | 67 (24.5%) |
| Bachelors | 20 (7.3%) |
| Graduate Degree | 22 (8%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $50,000 ▼ 34% below avg ↓ 12% since 2019 |
|---|---|
| Median Home Value | $107,300 ▼ 62% below avg ↑ 28% since 2019 |
| Home/Income Ratio | 2.1x (nat avg ~3.5x) |
| Median Rent | $438/mo ↑ 17% since 2019 |
| Total Units | 286 |
| Vacant Units | 58 |
| Avg HH Size | 2.03 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 286 |
|---|---|
| Vacant | 58 |
| Owner Occupied | 78.1% |
| Renter Occupied | 21.9% |
| Avg HH Size | 2.03 |
ZIP code 12923 is located in Churubusco, New York, within Clinton County. With a population of 463, this is a sparsely populated ZIP code with a middle-aged community — the median age is 43.4 years. Economically, 12923 is a working-class ZIP code: the median household income of $50,000 is below the national average.
Real estate in ZIP code 12923 represents one of the more affordable housing markets in the country. The median home value of $107,300 is well below the national average. Renters can expect to pay around $438 per month in median rent. Homeownership is strong here — 78.1% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 28% since 2019.
The population of 12923 is primarily White (95.90%). Residents are less-educated — 15.3% hold a bachelor's degree or higher, which is well below the national average. Poverty affects some residents at 15.3%. Household income has declined by 12% since 2019.
The unemployment rate in 12923 stands at 15.8%, which is more than double the national average. As in most parts of the country, driving alone is the dominant commute mode at 78%.
Overall, ZIP code 12923 in Churubusco, NY is characterized as working-class, less-educated, a middle-aged community, and predominantly owner-occupied. With 463 residents, a median household income of $50,000, and a median home value of $107,300, it offers a clear picture of life in this part of New York.