| ZIP Code | 12976 |
|---|---|
| City | Rainbow Lake |
| State | New York (NY) |
| County | Franklin County |
| Area Code | 518/838 |
| Elevation | 1,685 ft |
| Latitude | 44.503733 |
|---|---|
| Longitude | -74.230251 |
| Timezone | New York (DST) |
| FIPS | 36033 |
| ZIP Type | PO Box |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 61.4 yrs ↑ 12% since 2019 |
|---|---|
| Avg Household Size | 1.65 |
| Below Poverty | 5.1% ▼ 49% below avg |
| College Grads | 73.6% ▲ 90% above avg |
| Unemployment | 5.6% ▲ 14% above avg |
| HS Graduate | 27 (17%) |
| Some College | 3 (1.9%) |
| Associates | 12 (7.5%) |
| Bachelors | 4 (2.5%) |
| Graduate Degree | 113 (71.1%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $70,417 ▼ 8% below avg ↑ 28% since 2019 |
|---|---|
| Median Home Value | $291,700 ≈ Avg ↑ 23% since 2019 |
| Home/Income Ratio | 4.1x (nat avg ~3.5x) |
| Total Units | 264 |
| Vacant Units | 145 |
| Avg HH Size | 1.65 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 264 |
|---|---|
| Vacant | 145 |
| Owner Occupied | 79.8% |
| Renter Occupied | 20.2% |
| Avg HH Size | 1.65 |
ZIP code 12976 is located in Rainbow Lake, New York, within Franklin County. With a population of 196, this is a sparsely populated ZIP code with an older community — the median age is 61.4 years. Economically, 12976 is a solidly middle-class ZIP code: the median household income of $70,417 is near the national average.
Real estate in ZIP code 12976 represents a mid-range housing market. The median home value of $291,700 is near the national average. Homeownership is strong here — 79.8% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 23% since 2019.
The population of 12976 is primarily White (93.88%). Residents are highly educated — 73.6% hold a bachelor's degree or higher, which is significantly above the national average. Poverty affects a relatively small share of residents at 5.1%. Household income has grown by 28% since 2019.
The unemployment rate in 12976 stands at 5.6%, which is near the national average. As in most parts of the country, driving alone is the dominant commute mode at 90%.
Overall, ZIP code 12976 in Rainbow Lake, NY is characterized as solidly middle-class, highly educated, an older community, and predominantly owner-occupied. With 196 residents, a median household income of $70,417, and a median home value of $291,700, it offers a clear picture of life in this part of New York.