US ZIP Code
12945

Lake Clear, NY

Franklin County  ·  New York

● Active
👥 535 Population ↑ 9% since 2019
💰 $88,114 Median HH Income
▲ 15% above avg ↑ 62% since 2019
🎂 32.8 Median Age ↓ 28% since 2019
🏠 $255,500 Median Home Value
▼ 8% below avg ↑ 71% since 2019
🎓 76.0% College Grads
▲ 96% above avg
📊 0.0% Unemployment
▼ 100% below avg
ZIP Code Details
ZIP Code12945
CityLake Clear
StateNew York (NY)
CountyFranklin County
Area Code518/838
Elevation1,609 ft
Latitude44.309091
Longitude-74.24044
TimezoneNew York (DST)
FIPS36033
ZIP TypeStandard
StatusActive
People & Population (ACS 2023)
♂ Male 50.7% (271) Female 49.4% (264) ♀

Race & Ethnicity

White: 100%Race
White100.0%

Age Breakdown

Under 5
5%
5–17
25%
18–24
2%
25–44
36%
45–64
16%
65+
8%

Key Indicators

Median Age32.8 yrs ↓ 28% since 2019
Avg Household Size2.72
Below Poverty6.2% ▼ 38% below avg
College Grads76.0% ▲ 96% above avg
Unemployment0.0% ▼ 100% below avg
HS Graduate47 (14.3%)
Some College16 (4.9%)
Associates16 (4.9%)
Bachelors118 (35.9%)
Graduate Degree132 (40.1%)

Education

HS Grad: 14.3%Some College: 4.9%Associates: 4.9%Bachelors: 35.9%Graduate: 40.1%Edu
HS Grad14.3%
Some College4.9%
Associates4.9%
Bachelors35.9%
Graduate40.1%
Housing & Income

Housing Tenure

Owner: 100%Tenure
Owner100.0%

Home Value Distribution

Under $50k
6%
$100k–150k
4%
$150k–200k
25%
$200k–300k
38%
$300k–500k
6%
Over $500k
22%

Financials

Median HH Income$88,114 ▲ 15% above avg ↑ 62% since 2019
Median Home Value$255,500 ▼ 8% below avg ↑ 71% since 2019
Home/Income Ratio2.9x (nat avg ~3.5x)
Total Units539
Vacant Units342
Avg HH Size2.72

Income Distribution

$25k–50k
4%
$50k–75k
17%
$75k–100k
65%
$100k–150k
12%
Over $200k
2%
Employment & Commute

How People Get to Work

Drove Alone
93%
Work From Home
7%

Commute Time

Under 15 min
25%
15–30 min
39%
30–45 min
30%
Over 45 min
6%
Housing Stock

Year Built

Before 1940
3%
1940s–1950s
6%
1960s–1970s
30%
1980s–1990s
4%
2000+
58%

Summary

Total Units539
Vacant342
Owner Occupied100.0%
Renter Occupied0.0%
Avg HH Size2.72
Frequently Asked Questions
ZIP code 12945 is in Lake Clear, NY, in Franklin County.
ZIP code 12945 is located in New York (NY).
ZIP code 12945 is in Franklin County, NY.
ZIP 12945 observes the New York timezone. Daylight Saving Time is observed.
The estimated population of ZIP code 12945 is 535 people (ACS 2023).
The median household income in ZIP code 12945 is $88,114 (ACS 2023).
The median home value in ZIP 12945 is $255,500 (ACS 2023).
About ZIP Code 12945

ZIP code 12945 is located in Lake Clear, New York, within Franklin County. With a population of 535, this is a sparsely populated ZIP code with a relatively young community — the median age is 32.8 years. Economically, 12945 is a middle-income ZIP code: the median household income of $88,114 is above the national average.

Real estate in ZIP code 12945 represents a mid-range housing market. The median home value of $255,500 is near the national average. Median home values have increased by 71% since 2019.

The population of 12945 is primarily White (100.00%). Residents are highly educated — 76.0% hold a bachelor's degree or higher, which is significantly above the national average. Poverty affects a relatively small share of residents at 6.2%. Household income has grown by 62% since 2019.

As in most parts of the country, driving alone is the dominant commute mode at 93%.

Overall, ZIP code 12945 in Lake Clear, NY is characterized as middle-income, highly educated, a relatively young community, and predominantly owner-occupied. With 535 residents, a median household income of $88,114, and a median home value of $255,500, it offers a clear picture of life in this part of New York.