| ZIP Code | 12970 |
|---|---|
| City | Paul Smiths |
| State | New York (NY) |
| County | Franklin County |
| Area Code | 518/838 |
| Elevation | 1,748 ft |
| Latitude | 44.44625 |
|---|---|
| Longitude | -74.336722 |
| Timezone | New York (DST) |
| FIPS | 36033 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 21.3 yrs ↑ 5% since 2019 |
|---|---|
| Avg Household Size | 2.38 |
| Below Poverty | 1.7% ▼ 83% below avg |
| College Grads | 67.3% ▲ 74% above avg |
| Unemployment | 15.6% ▲ 219% above avg |
| HS Graduate | 48 (15.4%) |
| Some College | 12 (3.8%) |
| Associates | 42 (13.5%) |
| Bachelors | 37 (11.9%) |
| Graduate Degree | 173 (55.4%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $81,250 ≈ Avg ↑ 7% since 2019 |
|---|---|
| Median Home Value | $300,000 ▲ 8% above avg ↑ 58% since 2019 |
| Home/Income Ratio | 3.7x (nat avg ~3.5x) |
| Median Rent | $1,453/mo |
| Total Units | 390 |
| Vacant Units | 210 |
| Avg HH Size | 2.38 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 390 |
|---|---|
| Vacant | 210 |
| Owner Occupied | 72.2% |
| Renter Occupied | 27.8% |
| Avg HH Size | 2.38 |
ZIP code 12970 is located in Paul Smiths, New York, within Franklin County. With a population of 1,022, this is a sparsely populated ZIP code with a young community — the median age is 21.3 years. Economically, 12970 is a middle-income ZIP code: the median household income of $81,250 is near the national average.
Real estate in ZIP code 12970 represents a mid-range housing market. The median home value of $300,000 is near the national average. Renters can expect to pay around $1,453 per month in median rent. Homeownership is strong here — 72.2% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 58% since 2019.
The population of 12970 is primarily White (80.23%). Residents are highly educated — 67.3% hold a bachelor's degree or higher, which is significantly above the national average. Poverty affects a relatively small share of residents at 1.7%. Household income has grown by 7% since 2019.
The unemployment rate in 12970 stands at 15.6%, which is more than double the national average. As in most parts of the country, driving alone is the dominant commute mode at 49%.
Overall, ZIP code 12970 in Paul Smiths, NY is characterized as middle-income, highly educated, a young community, and predominantly owner-occupied. With 1,022 residents, a median household income of $81,250, and a median home value of $300,000, it offers a clear picture of life in this part of New York.