| ZIP Code | 12957 |
|---|---|
| City | Moira |
| State | New York (NY) |
| County | Franklin County |
| Area Code | 518/838 |
| Elevation | 308 ft |
| Latitude | 44.853516 |
|---|---|
| Longitude | -74.577063 |
| Timezone | New York (DST) |
| FIPS | 36033 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 40.7 yrs ↓ 3% since 2019 |
|---|---|
| Avg Household Size | 2.18 |
| Below Poverty | 22.8% ▲ 128% above avg |
| College Grads | 19.2% ▼ 51% below avg |
| Unemployment | 10.9% ▲ 122% above avg |
| No HS Diploma | 4 (0.4%) |
| HS Graduate | 512 (49.3%) |
| Some College | 285 (27.4%) |
| Associates | 39 (3.8%) |
| Bachelors | 29 (2.8%) |
| Graduate Degree | 170 (16.4%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $57,839 ▼ 24% below avg ↑ 28% since 2019 |
|---|---|
| Median Home Value | $87,700 ▼ 69% below avg ↓ 6% since 2019 |
| Home/Income Ratio | 1.5x (nat avg ~3.5x) |
| Median Rent | $768/mo ↑ 55% since 2019 |
| Total Units | 868 |
| Vacant Units | 80 |
| Avg HH Size | 2.18 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 868 |
|---|---|
| Vacant | 80 |
| Owner Occupied | 60.2% |
| Renter Occupied | 39.9% |
| Avg HH Size | 2.18 |
ZIP code 12957 is located in Moira, New York, within Franklin County. With a population of 1,721, this is a sparsely populated ZIP code with a middle-aged community — the median age is 40.7 years. Economically, 12957 is a solidly middle-class ZIP code: the median household income of $57,839 is below the national average.
Real estate in ZIP code 12957 represents one of the more affordable housing markets in the country. The median home value of $87,700 is well below the national average. Renters can expect to pay around $768 per month in median rent. Homeownership is strong here — 60.2% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have decreased by 6% since 2019.
The population of 12957 is primarily White (99.36%). Residents are less-educated — 19.2% hold a bachelor's degree or higher, which is well below the national average. Poverty affects a significant share of residents at 22.8%. Household income has grown by 28% since 2019.
The unemployment rate in 12957 stands at 10.9%, which is more than double the national average. As in most parts of the country, driving alone is the dominant commute mode at 94%.
Overall, ZIP code 12957 in Moira, NY is characterized as solidly middle-class, less-educated, a middle-aged community, and predominantly owner-occupied. With 1,721 residents, a median household income of $57,839, and a median home value of $87,700, it offers a clear picture of life in this part of New York.