| ZIP Code | 12914 |
|---|---|
| City | Bombay |
| State | New York (NY) |
| County | Franklin County |
| Area Code | 518/838 |
| Elevation | 195 ft |
| Latitude | 44.934151 |
|---|---|
| Longitude | -74.593651 |
| Timezone | New York (DST) |
| FIPS | 36033 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 36.2 yrs ↓ 15% since 2019 |
|---|---|
| Avg Household Size | 2.49 |
| Below Poverty | 24.0% ▲ 140% above avg |
| College Grads | 32.2% ▼ 17% below avg |
| Unemployment | 4.7% ≈ Avg |
| No HS Diploma | 3 (0.5%) |
| HS Graduate | 251 (44.3%) |
| Some College | 83 (14.7%) |
| Associates | 47 (8.3%) |
| Bachelors | 122 (21.6%) |
| Graduate Degree | 60 (10.6%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $43,750 ▼ 43% below avg ↓ 24% since 2019 |
|---|---|
| Median Home Value | $89,800 ▼ 68% below avg ↑ 21% since 2019 |
| Home/Income Ratio | 2.1x (nat avg ~3.5x) |
| Median Rent | $765/mo ↑ 16% since 2019 |
| Total Units | 439 |
| Vacant Units | 81 |
| Avg HH Size | 2.49 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 439 |
|---|---|
| Vacant | 81 |
| Owner Occupied | 67.9% |
| Renter Occupied | 32.1% |
| Avg HH Size | 2.49 |
ZIP code 12914 is located in Bombay, New York, within Franklin County. With a population of 892, this is a sparsely populated ZIP code with a relatively young community — the median age is 36.2 years. Economically, 12914 is a working-class ZIP code: the median household income of $43,750 is below the national average.
Real estate in ZIP code 12914 represents one of the more affordable housing markets in the country. The median home value of $89,800 is well below the national average. Renters can expect to pay around $765 per month in median rent. Homeownership is strong here — 67.9% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 21% since 2019.
The population of 12914 is primarily White (92.49%). Residents are moderately educated — 32.2% hold a bachelor's degree or higher, which is below the national average. Poverty affects a significant share of residents at 24.0%. Household income has declined by 24% since 2019.
The unemployment rate in 12914 stands at 4.7%, which is near the national average. About 15% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 80%.
Overall, ZIP code 12914 in Bombay, NY is characterized as working-class, moderately educated, a relatively young community, and predominantly owner-occupied. With 892 residents, a median household income of $43,750, and a median home value of $89,800, it offers a clear picture of life in this part of New York.