| ZIP Code | 12783 |
|---|---|
| City | Swan Lake |
| State | New York (NY) |
| County | Sullivan County |
| Area Code | 329/845 |
| Elevation | 1,191 ft |
| Latitude | 41.738633 |
|---|---|
| Longitude | -74.833724 |
| Timezone | New York (DST) |
| FIPS | 36105 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 58.3 yrs ↑ 58% since 2019 |
|---|---|
| Avg Household Size | 1.99 |
| Below Poverty | 14.7% ▲ 47% above avg |
| College Grads | 34.9% ▼ 10% below avg |
| Unemployment | 0.5% ▼ 91% below avg |
| No HS Diploma | 77 (7.3%) |
| HS Graduate | 322 (30.5%) |
| Some College | 150 (14.2%) |
| Associates | 139 (13.2%) |
| Bachelors | 102 (9.7%) |
| Graduate Degree | 266 (25.2%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $60,781 ▼ 20% below avg ↓ 14% since 2019 |
|---|---|
| Median Home Value | $209,500 ▼ 25% below avg ↑ 28% since 2019 |
| Home/Income Ratio | 3.4x (nat avg ~3.5x) |
| Median Rent | $1,354/mo ↑ 28% since 2019 |
| Total Units | 1,473 |
| Vacant Units | 833 |
| Avg HH Size | 1.99 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 1,473 |
|---|---|
| Vacant | 833 |
| Owner Occupied | 79.1% |
| Renter Occupied | 20.9% |
| Avg HH Size | 1.99 |
ZIP code 12783 is located in Swan Lake, New York, within Sullivan County. With a population of 1,357, this is a sparsely populated ZIP code with an older community — the median age is 58.3 years. Economically, 12783 is a solidly middle-class ZIP code: the median household income of $60,781 is below the national average.
Real estate in ZIP code 12783 represents an affordable housing market. The median home value of $209,500 is below the national average. Renters can expect to pay around $1,354 per month in median rent. Homeownership is strong here — 79.1% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 28% since 2019.
The population of 12783 is primarily White (79.37%). Residents are moderately educated — 34.9% hold a bachelor's degree or higher, which is near the national average. Poverty affects some residents at 14.7%. Household income has declined by 14% since 2019.
The unemployment rate in 12783 stands at 0.5%, which is well below the national average. As in most parts of the country, driving alone is the dominant commute mode at 86%.
Overall, ZIP code 12783 in Swan Lake, NY is characterized as solidly middle-class, moderately educated, an older community, and predominantly owner-occupied. With 1,357 residents, a median household income of $60,781, and a median home value of $209,500, it offers a clear picture of life in this part of New York.