| ZIP Code | 12734 |
|---|---|
| City | Ferndale |
| State | New York (NY) |
| County | Sullivan County |
| Area Code | 329/845 |
| Elevation | 1,299 ft |
| Latitude | 41.734585 |
|---|---|
| Longitude | -74.75046 |
| Timezone | New York (DST) |
| FIPS | 36105 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 35.9 yrs ↓ 29% since 2019 |
|---|---|
| Avg Household Size | 1.77 |
| Below Poverty | 13.5% ▲ 35% above avg |
| College Grads | 37.1% ≈ Avg |
| Unemployment | 3.2% ▼ 36% below avg |
| No HS Diploma | 8 (2.2%) |
| HS Graduate | 116 (31.4%) |
| Some College | 13 (3.5%) |
| Associates | 95 (25.7%) |
| Bachelors | 12 (3.3%) |
| Graduate Degree | 125 (33.9%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $37,234 ▼ 51% below avg ↓ 32% since 2019 |
|---|---|
| Median Home Value | $241,700 ▼ 13% below avg ↑ 55% since 2019 |
| Home/Income Ratio | 6.5x (nat avg ~3.5x) |
| Median Rent | $635/mo |
| Total Units | 601 |
| Vacant Units | 301 |
| Avg HH Size | 1.77 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 601 |
|---|---|
| Vacant | 301 |
| Owner Occupied | 63.3% |
| Renter Occupied | 36.7% |
| Avg HH Size | 1.77 |
ZIP code 12734 is located in Ferndale, New York, within Sullivan County. With a population of 563, this is a sparsely populated ZIP code with a relatively young community — the median age is 35.9 years. Economically, 12734 is a lower-income ZIP code: the median household income of $37,234 is well below the national average.
Real estate in ZIP code 12734 represents an affordable housing market. The median home value of $241,700 is near the national average. Renters can expect to pay around $635 per month in median rent. Homeownership is strong here — 63.3% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 55% since 2019.
The population of 12734 is primarily White (74.25%). Residents are moderately educated — 37.1% hold a bachelor's degree or higher, which is near the national average. Poverty affects some residents at 13.5%. Household income has declined by 32% since 2019.
The unemployment rate in 12734 stands at 3.2%, which is below the national average. As in most parts of the country, driving alone is the dominant commute mode at 75%.
Overall, ZIP code 12734 in Ferndale, NY is characterized as lower-income, moderately educated, a relatively young community, and predominantly owner-occupied. With 563 residents, a median household income of $37,234, and a median home value of $241,700, it offers a clear picture of life in this part of New York.