| ZIP Code | 12778 |
|---|---|
| City | Smallwood |
| State | New York (NY) |
| County | Sullivan County |
| Area Code | 329/845 |
| Elevation | 1,300 ft |
| Latitude | 41.661739 |
|---|---|
| Longitude | -74.814205 |
| Timezone | New York (DST) |
| FIPS | 36105 |
| ZIP Type | PO Box |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 61.3 yrs ↑ 30% since 2019 |
|---|---|
| Avg Household Size | 2.10 |
| Below Poverty | 37.1% ▲ 271% above avg |
| College Grads | 39.1% ≈ Avg |
| Unemployment | 0.0% ▼ 100% below avg |
| No HS Diploma | 22 (6.5%) |
| HS Graduate | 163 (47.9%) |
| Some College | 22 (6.5%) |
| Bachelors | 34 (10%) |
| Graduate Degree | 99 (29.1%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $66,406 ▼ 13% below avg |
|---|---|
| Median Home Value | $179,500 ▼ 36% below avg ↓ 14% since 2019 |
| Home/Income Ratio | 2.7x (nat avg ~3.5x) |
| Total Units | 878 |
| Vacant Units | 661 |
| Avg HH Size | 2.10 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 878 |
|---|---|
| Vacant | 661 |
| Owner Occupied | 80.7% |
| Renter Occupied | 19.4% |
| Avg HH Size | 2.10 |
ZIP code 12778 is located in Smallwood, New York, within Sullivan County. With a population of 456, this is a sparsely populated ZIP code with an older community — the median age is 61.3 years. Economically, 12778 is a solidly middle-class ZIP code: the median household income of $66,406 is near the national average.
Real estate in ZIP code 12778 represents an affordable housing market. The median home value of $179,500 is below the national average. Homeownership is strong here — 80.7% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have decreased by 14% since 2019.
The population of 12778 is primarily White (97.59%). Residents are moderately educated — 39.1% hold a bachelor's degree or higher, which is near the national average. Poverty affects a significant share of residents at 37.1%.
Overall, ZIP code 12778 in Smallwood, NY is characterized as solidly middle-class, moderately educated, an older community, and predominantly owner-occupied. With 456 residents, a median household income of $66,406, and a median home value of $179,500, it offers a clear picture of life in this part of New York.