| ZIP Code | 10548 |
|---|---|
| City | Montrose |
| State | New York (NY) |
| County | Westchester County |
| Area Code | 914 |
| Elevation | 77 ft |
| Latitude | 41.244987 |
|---|---|
| Longitude | -73.938738 |
| Timezone | New York (DST) |
| FIPS | 36119 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 39.3 yrs ↓ 18% since 2019 |
|---|---|
| Avg Household Size | 3.11 |
| Below Poverty | 7.7% ▼ 23% below avg |
| College Grads | 53.5% ▲ 38% above avg |
| Unemployment | 15.0% ▲ 206% above avg |
| No HS Diploma | 31 (1.2%) |
| HS Graduate | 621 (25%) |
| Some College | 171 (6.9%) |
| Associates | 332 (13.4%) |
| Bachelors | 205 (8.3%) |
| Graduate Degree | 1,123 (45.2%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $140,000 ▲ 83% above avg ↑ 56% since 2019 |
|---|---|
| Median Home Value | $445,900 ▲ 60% above avg ↑ 21% since 2019 |
| Home/Income Ratio | 3.2x (nat avg ~3.5x) |
| Median Rent | $1,534/mo ↑ 14% since 2019 |
| Total Units | 1,401 |
| Vacant Units | 173 |
| Avg HH Size | 3.11 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 1,401 |
|---|---|
| Vacant | 173 |
| Owner Occupied | 79.7% |
| Renter Occupied | 20.3% |
| Avg HH Size | 3.11 |
ZIP code 10548 is located in Montrose, New York, within Westchester County. With a population of 4,302, this is a lightly populated ZIP code with a middle-aged community — the median age is 39.3 years. Economically, 10548 is a upper-middle-income ZIP code: the median household income of $140,000 is significantly above the national average.
Real estate in ZIP code 10548 represents a premium housing market. The median home value of $445,900 is significantly above the national average. Renters can expect to pay around $1,534 per month in median rent. Homeownership is strong here — 79.7% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 21% since 2019.
The population of 10548 is majority White (66.16%). Residents are well-educated — 53.5% hold a bachelor's degree or higher, which is above the national average. Poverty affects a relatively small share of residents at 7.7%. Household income has grown by 56% since 2019.
The unemployment rate in 10548 stands at 15.0%, which is more than double the national average. About 17% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 62%.
Overall, ZIP code 10548 in Montrose, NY is characterized as upper-middle-income, well-educated, a middle-aged community, and predominantly owner-occupied. With 4,302 residents, a median household income of $140,000, and a median home value of $445,900, it offers a clear picture of life in this part of New York.