| ZIP Code | 10520 |
|---|---|
| City | Croton On Hudson |
| State | New York (NY) |
| County | Westchester County |
| Area Code | 914 |
| Elevation | 228 ft |
| Latitude | 41.226601 |
|---|---|
| Longitude | -73.867641 |
| Timezone | New York (DST) |
| FIPS | 36119 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 49.6 yrs ↑ 11% since 2019 |
|---|---|
| Avg Household Size | 2.38 |
| Below Poverty | 4.6% ▼ 54% below avg |
| College Grads | 70.7% ▲ 83% above avg |
| Unemployment | 7.5% ▲ 52% above avg |
| No HS Diploma | 180 (2.2%) |
| HS Graduate | 1,232 (14.8%) |
| Some College | 366 (4.4%) |
| Associates | 663 (8%) |
| Bachelors | 659 (7.9%) |
| Graduate Degree | 5,239 (62.8%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $140,018 ▲ 83% above avg ↑ 27% since 2019 |
|---|---|
| Median Home Value | $669,900 ▲ 140% above avg ↑ 25% since 2019 |
| Home/Income Ratio | 4.8x (nat avg ~3.5x) |
| Median Rent | $1,938/mo ↑ 36% since 2019 |
| Total Units | 5,425 |
| Vacant Units | 436 |
| Avg HH Size | 2.38 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 5,425 |
|---|---|
| Vacant | 436 |
| Owner Occupied | 69.4% |
| Renter Occupied | 30.6% |
| Avg HH Size | 2.38 |
ZIP code 10520 is located in Croton On Hudson, New York, within Westchester County. With a population of 12,208, this is a lightly populated ZIP code with a mature community — the median age is 49.6 years. Economically, 10520 is a upper-middle-income ZIP code: the median household income of $140,018 is significantly above the national average.
Real estate in ZIP code 10520 represents a premium housing market. The median home value of $669,900 is more than double the national average. Renters can expect to pay around $1,938 per month in median rent. Homeownership is strong here — 69.4% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 25% since 2019.
The population of 10520 is primarily White (77.48%). Residents are highly educated — 70.7% hold a bachelor's degree or higher, which is significantly above the national average. Poverty affects a relatively small share of residents at 4.6%. Household income has grown by 27% since 2019.
The unemployment rate in 10520 stands at 7.5%, which is significantly above the national average. About 25% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 49%.
Overall, ZIP code 10520 in Croton On Hudson, NY is characterized as upper-middle-income, highly educated, a mature community, and predominantly owner-occupied. With 12,208 residents, a median household income of $140,018, and a median home value of $669,900, it offers a clear picture of life in this part of New York.