| ZIP Code | 10546 |
|---|---|
| City | Millwood |
| State | New York (NY) |
| County | Westchester County |
| Area Code | 914 |
| Elevation | 317 ft |
| Latitude | 41.196605 |
|---|---|
| Longitude | -73.800569 |
| Timezone | New York (DST) |
| FIPS | 36119 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 49.4 yrs ↑ 11% since 2019 |
|---|---|
| Avg Household Size | 2.68 |
| Below Poverty | 2.0% ▼ 80% below avg |
| College Grads | 92.6% ▲ 139% above avg |
| Unemployment | 0.0% ▼ 100% below avg |
| HS Graduate | 12 (1.5%) |
| Some College | 23 (2.8%) |
| Associates | 25 (3.1%) |
| Bachelors | 33 (4%) |
| Graduate Degree | 722 (88.6%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $213,250 ▲ 179% above avg ↓ 10% since 2019 |
|---|---|
| Median Home Value | $831,500 ▲ 198% above avg ↑ 13% since 2019 |
| Home/Income Ratio | 3.9x (nat avg ~3.5x) |
| Median Rent | $3,501/mo ↑ 5% since 2019 |
| Total Units | 502 |
| Vacant Units | 46 |
| Avg HH Size | 2.68 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 502 |
|---|---|
| Vacant | 46 |
| Owner Occupied | 89.3% |
| Renter Occupied | 10.8% |
| Avg HH Size | 2.68 |
ZIP code 10546 is located in Millwood, New York, within Westchester County. With a population of 1,229, this is a sparsely populated ZIP code with a mature community — the median age is 49.4 years. Economically, 10546 is a affluent ZIP code: the median household income of $213,250 is more than double the national average.
Real estate in ZIP code 10546 represents among the most expensive housing markets in the country. The median home value of $831,500 is more than double the national average. Renters can expect to pay around $3,501 per month in median rent. Homeownership is strong here — 89.3% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 13% since 2019.
The population of 10546 is majority White (69.49%). Residents are highly educated — 92.6% hold a bachelor's degree or higher, which is more than double the national average. Poverty affects a relatively small share of residents at 2.0%. Household income has declined by 10% since 2019.
About 18% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 63%.
Overall, ZIP code 10546 in Millwood, NY is characterized as affluent, highly educated, a mature community, and predominantly owner-occupied. With 1,229 residents, a median household income of $213,250, and a median home value of $831,500, it offers a clear picture of life in this part of New York.