| ZIP Code | 10514 |
|---|---|
| City | Chappaqua |
| State | New York (NY) |
| County | Westchester County |
| Area Code | 914 |
| Elevation | 604 ft |
| Latitude | 41.172119 |
|---|---|
| Longitude | -73.769217 |
| Timezone | New York (DST) |
| FIPS | 36119 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 41.6 yrs ↓ 4% since 2019 |
|---|---|
| Avg Household Size | 3.00 |
| Below Poverty | 3.4% ▼ 66% below avg |
| College Grads | 86.7% ▲ 124% above avg |
| Unemployment | 4.8% ≈ Avg |
| No HS Diploma | 35 (0.5%) |
| HS Graduate | 343 (4.7%) |
| Some College | 108 (1.5%) |
| Associates | 487 (6.7%) |
| Bachelors | 282 (3.9%) |
| Graduate Degree | 6,034 (82.8%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $250,001 ▲ 228% above avg |
|---|---|
| Median Home Value | $1,069,100 ▲ 283% above avg ↑ 13% since 2019 |
| Home/Income Ratio | 4.3x (nat avg ~3.5x) |
| Median Rent | $2,758/mo ↓ 18% since 2019 |
| Total Units | 4,205 |
| Vacant Units | 129 |
| Avg HH Size | 3.00 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 4,205 |
|---|---|
| Vacant | 129 |
| Owner Occupied | 88.2% |
| Renter Occupied | 11.9% |
| Avg HH Size | 3.00 |
ZIP code 10514 is located in Chappaqua, New York, within Westchester County. With a population of 12,227, this is a lightly populated ZIP code with a middle-aged community — the median age is 41.6 years. Economically, 10514 is a affluent ZIP code: the median household income of $250,001 is more than double the national average.
Real estate in ZIP code 10514 represents among the most expensive housing markets in the country. The median home value of $1,069,100 is more than double the national average. Renters can expect to pay around $2,758 per month in median rent. Homeownership is strong here — 88.2% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 13% since 2019.
The population of 10514 is majority White (69.33%). Residents are highly educated — 86.7% hold a bachelor's degree or higher, which is more than double the national average. Poverty affects a relatively small share of residents at 3.4%.
The unemployment rate in 10514 stands at 4.8%, which is near the national average. A notably high share of workers — 33% — work from home, reflecting the professional makeup of the area. As in most parts of the country, driving alone is the dominant commute mode at 43%.
Overall, ZIP code 10514 in Chappaqua, NY is characterized as affluent, highly educated, a middle-aged community, and predominantly owner-occupied. With 12,227 residents, a median household income of $250,001, and a median home value of $1,069,100, it offers a clear picture of life in this part of New York.