US ZIP Code
08732

Island Heights, NJ

Ocean County  ·  New Jersey

● Active
👥 1,552 Population ↑ 9% since 2019
💰 $107,837 Median HH Income
▲ 41% above avg ↑ 11% since 2019
🎂 53.9 Median Age ↑ 7% since 2019
🏠 $496,800 Median Home Value
▲ 78% above avg ↑ 27% since 2019
🎓 66.9% College Grads
▲ 73% above avg
📊 2.9% Unemployment
▼ 41% below avg ↓ 2% since 2019
ZIP Code Details
ZIP Code08732
CityIsland Heights
StateNew Jersey (NJ)
CountyOcean County
Area Code732/848/908
Elevation24 ft
Latitude39.941804
Longitude-74.143842
TimezoneNew York (DST)
FIPS34029
ZIP TypePO Box
StatusActive
People & Population (ACS 2023)
♂ Male 48.8% (758) Female 51.2% (794) ♀

Race & Ethnicity

White: 90.5%Hispanic: 5.8%Black: 2.1%Asian: 0.2%Other: 1.4%Race
White90.5%
Hispanic5.8%
Black2.1%
Asian0.2%
Other1.4%

Age Breakdown

Under 5
2%
5–17
14%
18–24
7%
25–44
14%
45–64
30%
65+
17%

Key Indicators

Median Age53.9 yrs ↑ 7% since 2019
Avg Household Size2.14
Below Poverty0.8% ▼ 92% below avg
College Grads66.9% ▲ 73% above avg
Unemployment2.9% ▼ 41% below avg
HS Graduate222 (19.7%)
Some College76 (6.7%)
Associates76 (6.7%)
Bachelors156 (13.8%)
Graduate Degree599 (53.1%)

Education

HS Grad: 19.7%Some College: 6.7%Associates: 6.7%Bachelors: 13.8%Graduate: 53.1%Edu
HS Grad19.7%
Some College6.7%
Associates6.7%
Bachelors13.8%
Graduate53.1%
Housing & Income

Housing Tenure

Owner: 93%Renter: 7%Tenure
Owner93.0%
Renter7.0%

Home Value Distribution

Under $50k
1%
$50k–100k
1%
$200k–300k
4%
$300k–500k
46%
Over $500k
48%

Financials

Median HH Income$107,837 ▲ 41% above avg ↑ 11% since 2019
Median Home Value$496,800 ▲ 78% above avg ↑ 27% since 2019
Home/Income Ratio4.6x (nat avg ~3.5x)
Median Rent$2,036/mo ↑ 23% since 2019
Total Units829
Vacant Units104
Avg HH Size2.14

Income Distribution

Under $25k
3%
$25k–50k
8%
$50k–75k
15%
$75k–100k
18%
$100k–150k
25%
$150k–200k
10%
Over $200k
22%
Employment & Commute

How People Get to Work

Drove Alone
81%
Public Transit
2%
Walked
3%
Work From Home
15%

Commute Time

Under 15 min
24%
15–30 min
26%
30–45 min
24%
Over 45 min
27%
Housing Stock

Year Built

Before 1940
3%
1940s–1950s
8%
1960s–1970s
17%
1980s–1990s
8%
2000+
64%

Summary

Total Units829
Vacant104
Owner Occupied93.0%
Renter Occupied7.0%
Avg HH Size2.14
Frequently Asked Questions
ZIP code 08732 is in Island Heights, NJ, in Ocean County.
ZIP code 08732 is located in New Jersey (NJ).
ZIP code 08732 is in Ocean County, NJ.
ZIP 08732 observes the New York timezone. Daylight Saving Time is observed.
The estimated population of ZIP code 08732 is 1,552 people (ACS 2023).
The median household income in ZIP code 08732 is $107,837 (ACS 2023).
The median home value in ZIP 08732 is $496,800 (ACS 2023).
About ZIP Code 08732

ZIP code 08732 is located in Island Heights, New Jersey, within Ocean County. With a population of 1,552, this is a sparsely populated ZIP code with a mature community — the median age is 53.9 years. Economically, 08732 is a upper-middle-income ZIP code: the median household income of $107,837 is above the national average.

Real estate in ZIP code 08732 represents a premium housing market. The median home value of $496,800 is significantly above the national average. Renters can expect to pay around $2,036 per month in median rent. Homeownership is strong here — 93.0% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 27% since 2019.

The population of 08732 is primarily White (90.53%). Residents are highly educated — 66.9% hold a bachelor's degree or higher, which is significantly above the national average. Poverty affects a relatively small share of residents at 0.8%. Household income has grown by 11% since 2019.

The unemployment rate in 08732 stands at 2.9%, which is below the national average. About 15% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 79%.

Overall, ZIP code 08732 in Island Heights, NJ is characterized as upper-middle-income, highly educated, a mature community, and predominantly owner-occupied. With 1,552 residents, a median household income of $107,837, and a median home value of $496,800, it offers a clear picture of life in this part of New Jersey.