| ZIP Code | 08734 |
|---|---|
| City | Lanoka Harbor |
| State | New Jersey (NJ) |
| County | Ocean County |
| Area Code | 609/640 |
| Elevation | 10 ft |
| Latitude | 39.862916 |
|---|---|
| Longitude | -74.166413 |
| Timezone | New York (DST) |
| FIPS | 34029 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 42.5 yrs ↓ 8% since 2019 |
|---|---|
| Avg Household Size | 2.96 |
| Below Poverty | 1.4% ▼ 86% below avg |
| College Grads | 44.6% ▲ 15% above avg |
| Unemployment | 4.5% ▼ 8% below avg |
| No HS Diploma | 107 (2%) |
| HS Graduate | 1,974 (36.7%) |
| Some College | 556 (10.3%) |
| Associates | 342 (6.4%) |
| Bachelors | 481 (8.9%) |
| Graduate Degree | 1,920 (35.7%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $121,033 ▲ 59% above avg ↑ 38% since 2019 |
|---|---|
| Median Home Value | $387,300 ▲ 39% above avg ↑ 20% since 2019 |
| Home/Income Ratio | 3.2x (nat avg ~3.5x) |
| Median Rent | $1,504/mo ↑ 85% since 2019 |
| Total Units | 3,028 |
| Vacant Units | 329 |
| Avg HH Size | 2.96 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 3,028 |
|---|---|
| Vacant | 329 |
| Owner Occupied | 94.9% |
| Renter Occupied | 5.2% |
| Avg HH Size | 2.96 |
ZIP code 08734 is located in Lanoka Harbor, New Jersey, within Ocean County. With a population of 8,028, this is a lightly populated ZIP code with a middle-aged community — the median age is 42.5 years. Economically, 08734 is a upper-middle-income ZIP code: the median household income of $121,033 is significantly above the national average.
Real estate in ZIP code 08734 represents a mid-range housing market. The median home value of $387,300 is above the national average. Renters can expect to pay around $1,504 per month in median rent. Homeownership is strong here — 94.9% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 20% since 2019.
The population of 08734 is primarily White (92.58%). Residents are well-educated — 44.6% hold a bachelor's degree or higher, which is above the national average. Poverty affects a relatively small share of residents at 1.4%. Household income has grown by 38% since 2019.
The unemployment rate in 08734 stands at 4.5%, which is near the national average. About 14% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 76%.
Overall, ZIP code 08734 in Lanoka Harbor, NJ is characterized as upper-middle-income, well-educated, a middle-aged community, and predominantly owner-occupied. With 8,028 residents, a median household income of $121,033, and a median home value of $387,300, it offers a clear picture of life in this part of New Jersey.