| ZIP Code | 01056 |
|---|---|
| City | Ludlow |
| State | Massachusetts (MA) |
| County | Hampden County |
| Area Code | 413 |
| Elevation | 260 ft |
| Latitude | 42.183577 |
|---|---|
| Longitude | -72.457812 |
| Timezone | New York (DST) |
| FIPS | 25013 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 44.3 yrs |
|---|---|
| Avg Household Size | 2.38 |
| Below Poverty | 8.2% ▼ 18% below avg |
| College Grads | 41.5% ≈ Avg |
| Unemployment | 4.2% ▼ 14% below avg |
| No HS Diploma | 381 (2.7%) |
| HS Graduate | 4,666 (33.2%) |
| Some College | 1,697 (12.1%) |
| Associates | 1,489 (10.6%) |
| Bachelors | 2,040 (14.5%) |
| Graduate Degree | 3,802 (27%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $78,981 ≈ Avg ↑ 8% since 2019 |
|---|---|
| Median Home Value | $303,900 ▲ 9% above avg ↑ 31% since 2019 |
| Home/Income Ratio | 3.8x (nat avg ~3.5x) |
| Median Rent | $1,250/mo ↑ 22% since 2019 |
| Total Units | 8,984 |
| Vacant Units | 482 |
| Avg HH Size | 2.38 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 8,984 |
|---|---|
| Vacant | 482 |
| Owner Occupied | 74.4% |
| Renter Occupied | 25.6% |
| Avg HH Size | 2.38 |
ZIP code 01056 is located in Ludlow, Massachusetts, within Hampden County. With a population of 20,846, this is a moderately populated ZIP code with a middle-aged community — the median age is 44.3 years. Economically, 01056 is a middle-income ZIP code: the median household income of $78,981 is near the national average.
Real estate in ZIP code 01056 represents a mid-range housing market. The median home value of $303,900 is near the national average. Renters can expect to pay around $1,250 per month in median rent. Homeownership is strong here — 74.4% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 31% since 2019.
The population of 01056 is primarily White (85.49%). Residents are well-educated — 41.5% hold a bachelor's degree or higher, which is near the national average. Poverty affects a relatively small share of residents at 8.2%. Household income has grown by 8% since 2019.
The unemployment rate in 01056 stands at 4.2%, which is near the national average. About 12% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 77%.
Overall, ZIP code 01056 in Ludlow, MA is characterized as middle-income, well-educated, a middle-aged community, and predominantly owner-occupied. With 20,846 residents, a median household income of $78,981, and a median home value of $303,900, it offers a clear picture of life in this part of Massachusetts.