City

Ludlow, MA

1 ZIP code  ·  Hampden County  ·  Massachusetts

👥20,846Population
💰$78,981Median HH Income≈ Avg
🎂44.3Median Age
🏠$303,900Median Home Value▲ 9% above avg
🎓41.5%College Grads≈ Avg
📊4.2%Unemployment▼ 14% below avg
People & Population (ACS 2023 — weighted avg)
♂ Male 49.9% Female 50.1% ♀

Race & Ethnicity

White: 85.5%Hispanic: 9.8%Black: 1.7%Asian: 0.8%Other: 2.1%Race
White85.5%
Hispanic9.8%
Black1.7%
Asian0.8%
Other2.1%

Age Breakdown

Under 5
3%
5–17
13%
18–24
10%
25–44
25%
45–64
26%
65+
10%

Key Indicators

Median Age44.3 yrs
Avg HH Size2.38
Below Poverty8.2% ▼ 18% below avg
College Grads41.5% ≈ Avg
Unemployment4.2% ▼ 14% below avg
No HS Diploma381 (2.7%)
HS Graduate4,666 (33.2%)
Some College1,697 (12.1%)
Associates1,489 (10.6%)
Bachelors2,040 (14.5%)
Graduate Degree3,802 (27%)

Education

No HS: 2.7%HS Grad: 33.2%Some College: 12.1%Associates: 10.6%Bachelors: 14.5%Graduate: 27%Edu
No HS2.7%
HS Grad33.2%
Some College12.1%
Associates10.6%
Bachelors14.5%
Graduate27.0%
Housing & Income

Housing Tenure

Owner: 74.4%Renter: 25.6%Tenure
Owner74.4%
Renter25.6%

Home Value Distribution

Under $50k
2%
$50k–$100k
0%
$100k–$150k
1%
$150k–$200k
7%
$200k–$300k
38%
$300k–$500k
42%
Over $500k
9%

Financials

Median HH Income$78,981 ≈ Avg
Median Home Value$303,900 ▲ 9% above avg
Home/Income Ratio3.8x (nat avg ~3.5x)
Median Rent$1,250/mo
Total Housing Units8,984
Vacant Units482

Income Distribution

Under $25k
15%
$25k–$50k
15%
$50k–$75k
17%
$75k–$100k
14%
$100k–$150k
17%
$150k–$200k
10%
Over $200k
12%
Employment & Commute

How People Get to Work

Drove Alone
85%
Public Transit
0%
Walked
1%
Work From Home
13%

Commute Time

Under 15 min
26%
15–30 min
50%
30–45 min
16%
Over 45 min
8%
Housing Stock

Year Built

Before 1940
4%
1940s–1950s
16%
1960s–1970s
13%
1980s–1990s
10%
2000+
58%
About Ludlow, MA

Ludlow is a city in Massachusetts, located in Hampden County. The city spans 1 ZIP code and is home to approximately 20,846 residents. It is a middle-aged city, with a median age of 44.3 years.

Economically, Ludlow is a middle-income community. The median household income of $78,981 is near the national average. Approximately 8.2% of residents live below the poverty line. The unemployment rate is 4.2%, near the national average.

The real estate market in Ludlow is a mid-range housing market. Median home values stand at $303,900, which is near the national average. Renters typically pay around $1,250 per month. Homeownership is high at 74.4%, typical of suburban and family-oriented communities.

The population of Ludlow is well-educated. 41.5% of adults hold a bachelor's degree or higher — near the national average. The community is primarily White (85.49%).

Ludlow, MA offers residents above-average earning potential within Massachusetts.

ZIP Codes in Ludlow
ZIPPopulationMedian IncomeMedian HomeMedian RentUnemp.CollegeOwner Occ.
01056 20,846 $78,981 $303,900 $1,250 4.2% 41.5% 74.4%