City

Troy, OH

2 ZIP codes  ·  Miami County  ·  Ohio

👥37,274Population
💰$78,278Median HH Income≈ Avg
🎂39.4Median Age
🏠$234,400Median Home Value▼ 16% below avg
🎓44.7%College Grads▲ 15% above avg
📊4.0%Unemployment▼ 18% below avg
People & Population (ACS 2023 — weighted avg)
♂ Male 49.4% Female 50.6% ♀

Race & Ethnicity

White: 86.5%Hispanic: 3.5%Black: 2.7%Asian: 2.8%Other: 4.2%Race
White86.5%
Hispanic3.5%
Black2.7%
Asian2.8%
Other4.2%

Age Breakdown

Under 5
6%
5–17
19%
18–24
7%
25–44
26%
45–64
25%
65+
8%

Key Indicators

Median Age39.4 yrs
Avg HH Size2.49
Below Poverty8.6% ▼ 14% below avg
College Grads44.7% ▲ 15% above avg
Unemployment4.0% ▼ 18% below avg
No HS Diploma135 (0.6%)
HS Graduate7,906 (32.8%)
Some College2,536 (10.5%)
Associates2,766 (11.5%)
Bachelors2,517 (10.4%)
Graduate Degree8,273 (34.3%)

Education

No HS: 0.6%HS Grad: 32.8%Some College: 10.5%Associates: 11.5%Bachelors: 10.4%Graduate: 34.3%Edu
No HS0.6%
HS Grad32.8%
Some College10.5%
Associates11.5%
Bachelors10.4%
Graduate34.3%
Housing & Income

Housing Tenure

Owner: 71.4%Renter: 28.6%Tenure
Owner71.4%
Renter28.6%

Home Value Distribution

Under $50k
2%
$50k–$100k
5%
$100k–$150k
15%
$150k–$200k
17%
$200k–$300k
25%
$300k–$500k
27%
Over $500k
8%

Financials

Median HH Income$78,278 ≈ Avg
Median Home Value$234,400 ▼ 16% below avg
Home/Income Ratio3.0x (nat avg ~3.5x)
Median Rent$933/mo
Total Housing Units15,691
Vacant Units891

Income Distribution

Under $25k
15%
$25k–$50k
14%
$50k–$75k
18%
$75k–$100k
13%
$100k–$150k
22%
$150k–$200k
8%
Over $200k
10%
Employment & Commute

How People Get to Work

Drove Alone
88%
Public Transit
0%
Walked
1%
Work From Home
11%

Commute Time

Under 15 min
37%
15–30 min
36%
30–45 min
20%
Over 45 min
7%
Housing Stock

Year Built

Before 1940
3%
1940s–1950s
12%
1960s–1970s
13%
1980s–1990s
15%
2000+
58%
About Troy, OH

Troy is a city in Ohio, located in Miami County. The city spans 2 ZIP codes and is home to approximately 37,274 residents. It is a middle-aged city, with a median age of 39.4 years.

Economically, Troy is a middle-income community. The median household income of $78,278 is near the national average. Approximately 8.6% of residents live below the poverty line. The unemployment rate is 4.0%, below the national average.

The real estate market in Troy is an affordable housing market. Median home values stand at $234,400, which is below the national average. Renters typically pay around $933 per month. Homeownership is high at 71.4%, typical of suburban and family-oriented communities.

The population of Troy is well-educated. 44.7% of adults hold a bachelor's degree or higher — above the national average. The community is primarily White (86.52%).

Troy, OH offers residents above-average earning potential within Ohio. Spread across 2 ZIP codes, the city's neighborhoods vary in character, density, and demographics — explore each ZIP code below for a detailed breakdown.

ZIP Codes in Troy
ZIPPopulationMedian IncomeMedian HomeMedian RentUnemp.CollegeOwner Occ.
45373 37,274 $78,278 $234,400 $933 4.0% 44.7% 71.4%