| ZIP Code | 45373 |
|---|---|
| City | Troy |
| State | Ohio (OH) |
| County | Miami County |
| Area Code | 326/937 |
| Elevation | 817 ft |
| Latitude | 40.033003 |
|---|---|
| Longitude | -84.195649 |
| Timezone | New York (DST) |
| FIPS | 39109 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 39.4 yrs ↓ 2% since 2019 |
|---|---|
| Avg Household Size | 2.49 |
| Below Poverty | 8.6% ▼ 14% below avg |
| College Grads | 44.7% ▲ 15% above avg |
| Unemployment | 4.0% ▼ 18% below avg |
| No HS Diploma | 135 (0.6%) |
| HS Graduate | 7,906 (32.8%) |
| Some College | 2,536 (10.5%) |
| Associates | 2,766 (11.5%) |
| Bachelors | 2,517 (10.4%) |
| Graduate Degree | 8,273 (34.3%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $78,278 ≈ Avg ↑ 25% since 2019 |
|---|---|
| Median Home Value | $234,400 ▼ 16% below avg ↑ 44% since 2019 |
| Home/Income Ratio | 3.0x (nat avg ~3.5x) |
| Median Rent | $933/mo ↑ 19% since 2019 |
| Total Units | 15,691 |
| Vacant Units | 891 |
| Avg HH Size | 2.49 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 15,691 |
|---|---|
| Vacant | 891 |
| Owner Occupied | 71.4% |
| Renter Occupied | 28.6% |
| Avg HH Size | 2.49 |
ZIP code 45373 is located in Troy, Ohio, within Miami County. With a population of 37,274, this is a highly populated ZIP code with a middle-aged community — the median age is 39.4 years. Economically, 45373 is a middle-income ZIP code: the median household income of $78,278 is near the national average.
Real estate in ZIP code 45373 represents an affordable housing market. The median home value of $234,400 is below the national average. Renters can expect to pay around $933 per month in median rent. Homeownership is strong here — 71.4% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 44% since 2019.
The population of 45373 is primarily White (86.52%). Residents are well-educated — 44.7% hold a bachelor's degree or higher, which is above the national average. Poverty affects a relatively small share of residents at 8.6%. Household income has grown by 25% since 2019.
The unemployment rate in 45373 stands at 4.0%, which is below the national average. As in most parts of the country, driving alone is the dominant commute mode at 80%.
Overall, ZIP code 45373 in Troy, OH is characterized as middle-income, well-educated, a middle-aged community, and predominantly owner-occupied. With 37,274 residents, a median household income of $78,278, and a median home value of $234,400, it offers a clear picture of life in this part of Ohio.