Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 45.9 yrs |
|---|---|
| Avg HH Size | 2.20 |
| Below Poverty | 10.5% ≈ Avg |
| College Grads | 38.1% ≈ Avg |
| Unemployment | 6.0% ▲ 23% above avg |
| No HS Diploma | 132 (2%) |
| HS Graduate | 2,165 (33.4%) |
| Some College | 912 (14.1%) |
| Associates | 809 (12.5%) |
| Bachelors | 1,053 (16.2%) |
| Graduate Degree | 1,418 (21.9%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $63,915 ▼ 16% below avg |
|---|---|
| Median Home Value | $118,600 ▼ 57% below avg |
| Home/Income Ratio | 1.9x (nat avg ~3.5x) |
| Median Rent | $926/mo |
| Total Housing Units | 4,501 |
| Vacant Units | 348 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Waterloo is a city in New York, located in Seneca County. The city spans 1 ZIP code and is home to approximately 9,429 residents. It is a mature city, with a median age of 45.9 years.
Economically, Waterloo is a solidly middle-class community. The median household income of $63,915 is below the national average. Approximately 10.5% of residents live below the poverty line. The unemployment rate is 6.0%, above the national average.
The real estate market in Waterloo is one of the more affordable housing markets in the country. Median home values stand at $118,600, which is well below the national average. Renters typically pay around $926 per month. Homeownership is high at 68.0%, typical of suburban and family-oriented communities.
The population of Waterloo is moderately educated. 38.1% of adults hold a bachelor's degree or higher — near the national average. The community is primarily White (88.96%).
Waterloo, NY offers residents a cost-conscious lifestyle within New York.
| ZIP | Population | Median Income | Median Home | Median Rent | Unemp. | College | Owner Occ. |
|---|---|---|---|---|---|---|---|
| 13165 | 9,429 | $63,915 | $118,600 | $926 | 6.0% | 38.1% | 68.0% |