City

Germantown, NY

1 ZIP code  ·  Columbia County  ·  New York

👥3,427Population
💰$87,107Median HH Income▲ 14% above avg
🎂53.7Median Age
🏠$374,800Median Home Value▲ 34% above avg
🎓58.7%College Grads▲ 52% above avg
📊6.6%Unemployment▲ 35% above avg
People & Population (ACS 2023 — weighted avg)
♂ Male 50.2% Female 49.8% ♀

Race & Ethnicity

White: 84.3%Hispanic: 6.4%Black: 3.4%Asian: 0.7%Other: 4.5%Race
White84.3%
Hispanic6.4%
Black3.4%
Asian0.7%
Other4.5%

Age Breakdown

Under 5
3%
5–17
10%
18–24
7%
25–44
23%
45–64
28%
65+
11%

Key Indicators

Median Age53.7 yrs
Avg HH Size2.15
Below Poverty9.3% ≈ Avg
College Grads58.7% ▲ 52% above avg
Unemployment6.6% ▲ 35% above avg
No HS Diploma16 (0.6%)
HS Graduate530 (20.6%)
Some College269 (10.5%)
Associates245 (9.5%)
Bachelors358 (13.9%)
Graduate Degree1,151 (44.8%)

Education

No HS: 0.6%HS Grad: 20.6%Some College: 10.5%Associates: 9.5%Bachelors: 13.9%Graduate: 44.8%Edu
No HS0.6%
HS Grad20.6%
Some College10.5%
Associates9.5%
Bachelors13.9%
Graduate44.8%
Housing & Income

Housing Tenure

Owner: 81.6%Renter: 18.4%Tenure
Owner81.6%
Renter18.4%

Home Value Distribution

Under $50k
1%
$50k–$100k
4%
$100k–$150k
5%
$150k–$200k
5%
$200k–$300k
25%
$300k–$500k
21%
Over $500k
38%

Financials

Median HH Income$87,107 ▲ 14% above avg
Median Home Value$374,800 ▲ 34% above avg
Home/Income Ratio4.3x (nat avg ~3.5x)
Median Rent$981/mo
Total Housing Units1,838
Vacant Units319

Income Distribution

Under $25k
13%
$25k–$50k
11%
$50k–$75k
17%
$75k–$100k
17%
$100k–$150k
19%
$150k–$200k
10%
Over $200k
13%
Employment & Commute

How People Get to Work

Drove Alone
66%
Public Transit
5%
Walked
8%
Work From Home
20%

Commute Time

Under 15 min
39%
15–30 min
33%
30–45 min
16%
Over 45 min
13%
Housing Stock

Year Built

Before 1940
5%
1940s–1950s
11%
1960s–1970s
13%
1980s–1990s
13%
2000+
60%
About Germantown, NY

Germantown is a city in New York, located in Columbia County. The city spans 1 ZIP code and is home to approximately 3,427 residents. It is a mature city, with a median age of 53.7 years.

Economically, Germantown is a middle-income community. The median household income of $87,107 is near the national average. Approximately 9.3% of residents live below the poverty line. The unemployment rate is 6.6%, above the national average.

The real estate market in Germantown is a mid-range housing market. Median home values stand at $374,800, which is above the national average. Renters typically pay around $981 per month. Homeownership is high at 81.6%, typical of suburban and family-oriented communities.

The population of Germantown is well-educated. 58.7% of adults hold a bachelor's degree or higher — significantly above the national average. The community is primarily White (84.3%).

Germantown, NY offers residents above-average earning potential within New York.

ZIP Codes in Germantown
ZIPPopulationMedian IncomeMedian HomeMedian RentUnemp.CollegeOwner Occ.
12526 3,427 $87,107 $374,800 $981 6.6% 58.7% 81.6%