| ZIP Code | 12526 |
|---|---|
| City | Germantown |
| State | New York (NY) |
| County | Columbia County |
| Area Code | 518/838 |
| Elevation | 192 ft |
| Latitude | 42.122234 |
|---|---|
| Longitude | -73.858769 |
| Timezone | New York (DST) |
| FIPS | 36021 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 53.7 yrs ↑ 3% since 2019 |
|---|---|
| Avg Household Size | 2.15 |
| Below Poverty | 9.3% ≈ Avg |
| College Grads | 58.7% ▲ 52% above avg |
| Unemployment | 6.6% ▲ 35% above avg |
| No HS Diploma | 16 (0.6%) |
| HS Graduate | 530 (20.6%) |
| Some College | 269 (10.5%) |
| Associates | 245 (9.5%) |
| Bachelors | 358 (13.9%) |
| Graduate Degree | 1,151 (44.8%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $87,107 ▲ 14% above avg ↑ 13% since 2019 |
|---|---|
| Median Home Value | $374,800 ▲ 34% above avg ↑ 22% since 2019 |
| Home/Income Ratio | 4.3x (nat avg ~3.5x) |
| Median Rent | $981/mo ↓ 23% since 2019 |
| Total Units | 1,838 |
| Vacant Units | 319 |
| Avg HH Size | 2.15 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 1,838 |
|---|---|
| Vacant | 319 |
| Owner Occupied | 81.6% |
| Renter Occupied | 18.4% |
| Avg HH Size | 2.15 |
ZIP code 12526 is located in Germantown, New York, within Columbia County. With a population of 3,427, this is a sparsely populated ZIP code with a mature community — the median age is 53.7 years. Economically, 12526 is a middle-income ZIP code: the median household income of $87,107 is near the national average.
Real estate in ZIP code 12526 represents a mid-range housing market. The median home value of $374,800 is above the national average. Renters can expect to pay around $981 per month in median rent. Homeownership is strong here — 81.6% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 22% since 2019.
The population of 12526 is primarily White (84.30%). Residents are well-educated — 58.7% hold a bachelor's degree or higher, which is significantly above the national average. Poverty affects a relatively small share of residents at 9.3%. Household income has grown by 13% since 2019.
The unemployment rate in 12526 stands at 6.6%, which is above the national average. About 16% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 54%.
Overall, ZIP code 12526 in Germantown, NY is characterized as middle-income, well-educated, a mature community, and predominantly owner-occupied. With 3,427 residents, a median household income of $87,107, and a median home value of $374,800, it offers a clear picture of life in this part of New York.