City

Cold Brook, NY

1 ZIP code  ·  Herkimer County  ·  New York

👥1,714Population
💰$80,313Median HH Income≈ Avg
🎂54.6Median Age
🏠$144,800Median Home Value▼ 48% below avg
🎓32.2%College Grads▼ 17% below avg
📊4.7%Unemployment≈ Avg
People & Population (ACS 2023 — weighted avg)
♂ Male 54.7% Female 45.3% ♀

Race & Ethnicity

White: 94.6%Hispanic: 0.8%Black: 0.6%Other: 1.9%Race
White94.6%
Hispanic0.8%
Black0.6%
Other1.9%

Age Breakdown

Under 5
3%
5–17
11%
18–24
5%
25–44
18%
45–64
38%
65+
12%

Key Indicators

Median Age54.6 yrs
Avg HH Size2.16
Below Poverty9.8% ≈ Avg
College Grads32.2% ▼ 17% below avg
Unemployment4.7% ≈ Avg
No HS Diploma28 (2.2%)
HS Graduate425 (33.2%)
Some College216 (16.9%)
Associates198 (15.5%)
Bachelors164 (12.8%)
Graduate Degree248 (19.4%)

Education

No HS: 2.2%HS Grad: 33.2%Some College: 16.9%Associates: 15.5%Bachelors: 12.8%Graduate: 19.4%Edu
No HS2.2%
HS Grad33.2%
Some College16.9%
Associates15.5%
Bachelors12.8%
Graduate19.4%
Housing & Income

Housing Tenure

Owner: 89.9%Renter: 10.1%Tenure
Owner89.9%
Renter10.1%

Home Value Distribution

Under $50k
15%
$50k–$100k
20%
$100k–$150k
16%
$150k–$200k
16%
$200k–$300k
20%
$300k–$500k
6%
Over $500k
6%

Financials

Median HH Income$80,313 ≈ Avg
Median Home Value$144,800 ▼ 48% below avg
Home/Income Ratio1.8x (nat avg ~3.5x)
Median Rent$867/mo
Total Housing Units1,372
Vacant Units579

Income Distribution

Under $25k
13%
$25k–$50k
15%
$50k–$75k
18%
$75k–$100k
15%
$100k–$150k
27%
$150k–$200k
8%
Over $200k
4%
Employment & Commute

How People Get to Work

Drove Alone
92%
Walked
3%
Work From Home
5%

Commute Time

Under 15 min
13%
15–30 min
21%
30–45 min
37%
Over 45 min
29%
Housing Stock

Year Built

Before 1940
2%
1940s–1950s
9%
1960s–1970s
12%
1980s–1990s
14%
2000+
64%
About Cold Brook, NY

Cold Brook is a city in New York, located in Herkimer County. The city spans 1 ZIP code and is home to approximately 1,714 residents. It is a mature city, with a median age of 54.6 years.

Economically, Cold Brook is a middle-income community. The median household income of $80,313 is near the national average. Approximately 9.8% of residents live below the poverty line. The unemployment rate is 4.7%, near the national average.

The real estate market in Cold Brook is one of the more affordable housing markets in the country. Median home values stand at $144,800, which is below the national average. Renters typically pay around $867 per month. Homeownership is high at 89.9%, typical of suburban and family-oriented communities.

The population of Cold Brook is moderately educated. 32.2% of adults hold a bachelor's degree or higher — below the national average. The community is primarily White (94.63%).

Cold Brook, NY offers residents above-average earning potential within New York.

ZIP Codes in Cold Brook
ZIPPopulationMedian IncomeMedian HomeMedian RentUnemp.CollegeOwner Occ.
13324 1,714 $80,313 $144,800 $867 4.7% 32.2% 89.9%