City

Saint Charles, MO

4 ZIP codes  ·  Saint Charles County  ·  Missouri

👥141,641Population
💰$97,683Median HH Income▲ 28% above avg
🎂40.0Median Age
🏠$291,705Median Home Value≈ Avg
🎓55.2%College Grads▲ 42% above avg
📊2.9%Unemployment▼ 41% below avg
People & Population (ACS 2023 — weighted avg)
♂ Male 49.6% Female 50.5% ♀

Race & Ethnicity

White: 81.8%Hispanic: 5.3%Black: 5.8%Asian: 3.1%Other: 3.7%Race
White81.8%
Hispanic5.3%
Black5.8%
Asian3.1%
Other3.7%

Age Breakdown

Under 5
5%
5–17
15%
18–24
10%
25–44
27%
45–64
26%
65+
8%

Key Indicators

Median Age40.0 yrs
Avg HH Size2.37
Below Poverty4.9% ▼ 51% below avg
College Grads55.2% ▲ 42% above avg
Unemployment2.9% ▼ 41% below avg
No HS Diploma553 (0.6%)
HS Graduate19,937 (20.9%)
Some College9,557 (10%)
Associates12,571 (13.2%)
Bachelors8,760 (9.2%)
Graduate Degree44,068 (46.2%)

Education

No HS: 0.6%HS Grad: 20.9%Some College: 10%Associates: 13.2%Bachelors: 9.2%Graduate: 46.2%Edu
No HS0.6%
HS Grad20.9%
Some College10.0%
Associates13.2%
Bachelors9.2%
Graduate46.2%
Housing & Income

Housing Tenure

Owner: 77.4%Renter: 22.6%Tenure
Owner77.4%
Renter22.6%

Home Value Distribution

Under $50k
4%
$50k–$100k
2%
$100k–$150k
4%
$150k–$200k
11%
$200k–$300k
32%
$300k–$500k
37%
Over $500k
11%

Financials

Median HH Income$97,683 ▲ 28% above avg
Median Home Value$291,705 ≈ Avg
Home/Income Ratio3.0x (nat avg ~3.5x)
Median Rent$1,332/mo
Total Housing Units60,800
Vacant Units2,830

Income Distribution

Under $25k
7%
$25k–$50k
12%
$50k–$75k
17%
$75k–$100k
15%
$100k–$150k
21%
$150k–$200k
13%
Over $200k
15%
Employment & Commute

How People Get to Work

Drove Alone
82%
Public Transit
0%
Walked
1%
Work From Home
17%

Commute Time

Under 15 min
21%
15–30 min
49%
30–45 min
23%
Over 45 min
7%
Housing Stock

Year Built

Before 1940
1%
1940s–1950s
8%
1960s–1970s
17%
1980s–1990s
19%
2000+
55%
About Saint Charles, MO

Saint Charles is a city in Missouri, located in Saint Charles County. The city spans 4 ZIP codes and is home to approximately 141,641 residents. It is a middle-aged city, with a median age of 39.99 years.

Economically, Saint Charles is a middle-income community. The median household income of $97,683 is above the national average. Approximately 4.9% of residents live below the poverty line. The unemployment rate is 2.9%, below the national average.

The real estate market in Saint Charles is a mid-range housing market. Median home values stand at $291,705, which is near the national average. Renters typically pay around $1,331 per month. Homeownership is high at 77.4%, typical of suburban and family-oriented communities.

The population of Saint Charles is well-educated. 55.2% of adults hold a bachelor's degree or higher — above the national average. The community is primarily White (81.75%).

Saint Charles, MO offers residents above-average earning potential within Missouri. Spread across 4 ZIP codes, the city's neighborhoods vary in character, density, and demographics — explore each ZIP code below for a detailed breakdown.

ZIP Codes in Saint Charles
ZIPPopulationMedian IncomeMedian HomeMedian RentUnemp.CollegeOwner Occ.
63301 51,625 $83,551 $249,400 $1,093 3.1% 49.6% 70.0%
63303 46,627 $98,031 $301,700 $1,329 1.8% 59.3% 75.2%
63304 43,389 $114,124 $331,300 $1,618 3.8% 57.4% 88.4%