US ZIP Code
63303

Saint Charles, MO

Saint Charles County  ·  Missouri

● Active
👥 46,627 Population ↓ 4% since 2019
💰 $98,031 Median HH Income
▲ 28% above avg ↑ 23% since 2019
🎂 41.2 Median Age
🏠 $301,700 Median Home Value
▲ 8% above avg ↑ 38% since 2019
🎓 59.3% College Grads
▲ 53% above avg
📊 1.8% Unemployment
▼ 64% below avg ↓ 21% since 2019
ZIP Code Details
ZIP Code63303
CitySaint Charles
StateMissouri (MO)
CountySaint Charles County
Area Code314/557/636
Elevation516 ft
Latitude38.739794
Longitude-90.543692
TimezoneChicago (DST)
FIPS29183
ZIP TypeStandard
StatusActive
People & Population (ACS 2023)
♂ Male 49.3% (22,964) Female 50.8% (23,663) ♀

Race & Ethnicity

White: 78.9%Hispanic: 4.9%Black: 6.5%Asian: 5.6%Other: 3.7%Race
White78.9%
Hispanic4.9%
Black6.5%
Asian5.6%
Other3.7%

Age Breakdown

Under 5
5%
5–17
13%
18–24
6%
25–44
29%
45–64
27%
65+
8%

Key Indicators

Median Age41.2 yrs
Avg Household Size2.25
Below Poverty4.4% ▼ 56% below avg
College Grads59.3% ▲ 53% above avg
Unemployment1.8% ▼ 64% below avg
No HS Diploma125 (0.4%)
HS Graduate6,539 (19.6%)
Some College3,046 (9.1%)
Associates3,851 (11.6%)
Bachelors2,809 (8.4%)
Graduate Degree16,921 (50.8%)

Education

No HS: 0.4%HS Grad: 19.6%Some College: 9.1%Associates: 11.6%Bachelors: 8.4%Graduate: 50.8%Edu
No HS0.4%
HS Grad19.6%
Some College9.1%
Associates11.6%
Bachelors8.4%
Graduate50.8%
Housing & Income

Housing Tenure

Owner: 75.2%Renter: 24.8%Tenure
Owner75.2%
Renter24.8%

Home Value Distribution

Under $50k
4%
$50k–100k
2%
$100k–150k
3%
$150k–200k
10%
$200k–300k
31%
$300k–500k
39%
Over $500k
11%

Financials

Median HH Income$98,031 ▲ 28% above avg ↑ 23% since 2019
Median Home Value$301,700 ▲ 8% above avg ↑ 38% since 2019
Home/Income Ratio3.1x (nat avg ~3.5x)
Median Rent$1,329/mo ↑ 22% since 2019
Total Units21,448
Vacant Units849
Avg HH Size2.25

Income Distribution

Under $25k
6%
$25k–50k
12%
$50k–75k
18%
$75k–100k
13%
$100k–150k
21%
$150k–200k
11%
Over $200k
18%
Employment & Commute

How People Get to Work

Drove Alone
81%
Public Transit
0%
Walked
1%
Work From Home
18%

Commute Time

Under 15 min
20%
15–30 min
55%
30–45 min
20%
Over 45 min
5%
Housing Stock

Year Built

Before 1940
0%
1940s–1950s
6%
1960s–1970s
18%
1980s–1990s
21%
2000+
54%

Summary

Total Units21,448
Vacant849
Owner Occupied75.2%
Renter Occupied24.8%
Avg HH Size2.25
Frequently Asked Questions
ZIP code 63303 is in Saint Charles, MO, in Saint Charles County.
ZIP code 63303 is located in Missouri (MO).
ZIP code 63303 is in Saint Charles County, MO.
ZIP 63303 observes the Chicago timezone. Daylight Saving Time is observed.
The estimated population of ZIP code 63303 is 46,627 people (ACS 2023).
The median household income in ZIP code 63303 is $98,031 (ACS 2023).
The median home value in ZIP 63303 is $301,700 (ACS 2023).
About ZIP Code 63303

ZIP code 63303 is located in Saint Charles, Missouri, within Saint Charles County. With a population of 46,627, this is a highly populated ZIP code with a middle-aged community — the median age is 41.2 years. Economically, 63303 is a middle-income ZIP code: the median household income of $98,031 is above the national average.

Real estate in ZIP code 63303 represents a mid-range housing market. The median home value of $301,700 is near the national average. Renters can expect to pay around $1,329 per month in median rent. Homeownership is strong here — 75.2% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 38% since 2019.

The population of 63303 is primarily White (78.88%). Residents are well-educated — 59.3% hold a bachelor's degree or higher, which is significantly above the national average. Poverty affects a relatively small share of residents at 4.4%. Household income has grown by 23% since 2019.

The unemployment rate in 63303 stands at 1.8%, which is well below the national average. About 17% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 77%.

Overall, ZIP code 63303 in Saint Charles, MO is characterized as middle-income, well-educated, a middle-aged community, and predominantly owner-occupied. With 46,627 residents, a median household income of $98,031, and a median home value of $301,700, it offers a clear picture of life in this part of Missouri.