| ZIP Code | 63304 |
|---|---|
| City | Saint Charles |
| State | Missouri (MO) |
| County | Saint Charles County |
| Area Code | 314/557/636 |
| Elevation | 613 ft |
| Latitude | 38.706113 |
|---|---|
| Longitude | -90.68602 |
| Timezone | Chicago (DST) |
| FIPS | 29183 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 41.3 yrs |
|---|---|
| Avg Household Size | 2.67 |
| Below Poverty | 3.9% ▼ 61% below avg |
| College Grads | 57.4% ▲ 48% above avg |
| Unemployment | 3.8% ▼ 23% below avg |
| No HS Diploma | 148 (0.5%) |
| HS Graduate | 5,542 (19.2%) |
| Some College | 2,735 (9.5%) |
| Associates | 3,848 (13.3%) |
| Bachelors | 2,646 (9.2%) |
| Graduate Degree | 13,911 (48.3%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $114,124 ▲ 50% above avg ↑ 14% since 2019 |
|---|---|
| Median Home Value | $331,300 ▲ 19% above avg ↑ 36% since 2019 |
| Home/Income Ratio | 2.9x (nat avg ~3.5x) |
| Median Rent | $1,618/mo ↑ 29% since 2019 |
| Total Units | 16,665 |
| Vacant Units | 443 |
| Avg HH Size | 2.67 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 16,665 |
|---|---|
| Vacant | 443 |
| Owner Occupied | 88.4% |
| Renter Occupied | 11.6% |
| Avg HH Size | 2.67 |
ZIP code 63304 is located in Saint Charles, Missouri, within Saint Charles County. With a population of 43,389, this is a highly populated ZIP code with a middle-aged community — the median age is 41.3 years. Economically, 63304 is a upper-middle-income ZIP code: the median household income of $114,124 is above the national average.
Real estate in ZIP code 63304 represents a mid-range housing market. The median home value of $331,300 is above the national average. Renters can expect to pay around $1,618 per month in median rent. Homeownership is strong here — 88.4% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 36% since 2019.
The population of 63304 is primarily White (87.00%). Residents are well-educated — 57.4% hold a bachelor's degree or higher, which is above the national average. Poverty affects a relatively small share of residents at 3.9%. Household income has grown by 14% since 2019.
The unemployment rate in 63304 stands at 3.8%, which is below the national average. About 17% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 76%.
Overall, ZIP code 63304 in Saint Charles, MO is characterized as upper-middle-income, well-educated, a middle-aged community, and predominantly owner-occupied. With 43,389 residents, a median household income of $114,124, and a median home value of $331,300, it offers a clear picture of life in this part of Missouri.