City

Whitley City, KY

1 ZIP code  ·  McCreary County  ·  Kentucky

👥3,911Population
💰$45,841Median HH Income▼ 40% below avg
🎂37.2Median Age
🏠$104,600Median Home Value▼ 62% below avg
🎓24.2%College Grads▼ 38% below avg
📊1.9%Unemployment▼ 61% below avg
People & Population (ACS 2023 — weighted avg)
♂ Male 54.9% Female 45.2% ♀

Race & Ethnicity

White: 92.2%Hispanic: 1.1%Black: 1.7%Other: 4.9%Race
White92.2%
Hispanic1.1%
Black1.7%
Other4.9%

Age Breakdown

Under 5
5%
5–17
24%
18–24
5%
25–44
27%
45–64
26%
65+
7%

Key Indicators

Median Age37.2 yrs
Avg HH Size3.16
Below Poverty27.0% ▲ 170% above avg
College Grads24.2% ▼ 38% below avg
Unemployment1.9% ▼ 61% below avg
No HS Diploma26 (1.2%)
HS Graduate639 (30.6%)
Some College515 (24.6%)
Associates405 (19.4%)
Bachelors294 (14.1%)
Graduate Degree212 (10.1%)

Education

No HS: 1.2%HS Grad: 30.6%Some College: 24.6%Associates: 19.4%Bachelors: 14.1%Graduate: 10.1%Edu
No HS1.2%
HS Grad30.6%
Some College24.6%
Associates19.4%
Bachelors14.1%
Graduate10.1%
Housing & Income

Housing Tenure

Owner: 75.2%Renter: 24.8%Tenure
Owner75.2%
Renter24.8%

Home Value Distribution

Under $50k
29%
$50k–$100k
16%
$100k–$150k
34%
$150k–$200k
8%
$200k–$300k
9%
$300k–$500k
2%
Over $500k
3%

Financials

Median HH Income$45,841 ▼ 40% below avg
Median Home Value$104,600 ▼ 62% below avg
Home/Income Ratio2.3x (nat avg ~3.5x)
Median Rent$830/mo
Total Housing Units1,728
Vacant Units521

Income Distribution

Under $25k
37%
$25k–$50k
15%
$50k–$75k
18%
$75k–$100k
22%
$100k–$150k
7%
$150k–$200k
1%
Employment & Commute

How People Get to Work

Drove Alone
93%
Public Transit
0%
Walked
0%
Work From Home
6%

Commute Time

Under 15 min
20%
15–30 min
15%
30–45 min
24%
Over 45 min
41%
Housing Stock

Year Built

Before 1940
4%
1940s–1950s
5%
1960s–1970s
22%
1980s–1990s
14%
2000+
55%
About Whitley City, KY

Whitley City is a city in Kentucky, located in McCreary County. The city spans 1 ZIP code and is home to approximately 3,911 residents. It is a relatively young city, with a median age of 37.2 years.

Economically, Whitley City is a working-class community. The median household income of $45,841 is below the national average. Approximately 27.0% of residents live below the poverty line. The unemployment rate is 1.9%, well below the national average.

The real estate market in Whitley City is one of the more affordable housing markets in the country. Median home values stand at $104,600, which is well below the national average. Renters typically pay around $830 per month. Homeownership is high at 75.2%, typical of suburban and family-oriented communities.

The population of Whitley City is less-educated. 24.2% of adults hold a bachelor's degree or higher — below the national average. The community is primarily White (92.15%).

Whitley City, KY offers residents a cost-conscious lifestyle within Kentucky.

ZIP Codes in Whitley City
ZIPPopulationMedian IncomeMedian HomeMedian RentUnemp.CollegeOwner Occ.
42653 3,911 $45,841 $104,600 $830 1.9% 24.2% 75.2%