City

Totz, KY

1 ZIP code  ·  Harlan County  ·  Kentucky

👥635Population
💰$46,961Median HH Income▼ 38% below avg
🎂51.7Median Age
🏠$128,800Median Home Value▼ 54% below avg
🎓15.1%College Grads▼ 61% below avg
📊20.5%Unemployment▲ 319% above avg
People & Population (ACS 2023 — weighted avg)
♂ Male 45.2% Female 54.8% ♀

Race & Ethnicity

White: 97.5%Other: 1.1%Race
White97.5%
Other1.1%

Age Breakdown

Under 5
3%
5–17
20%
18–24
9%
25–44
14%
45–64
16%
65+
12%

Key Indicators

Median Age51.7 yrs
Avg HH Size2.44
Below Poverty3.3% ▼ 67% below avg
College Grads15.1% ▼ 61% below avg
Unemployment20.5% ▲ 319% above avg
HS Graduate208 (57%)
Some College74 (20.3%)
Associates28 (7.7%)
Bachelors21 (5.8%)
Graduate Degree34 (9.3%)

Education

HS Grad: 57%Some College: 20.3%Associates: 7.7%Bachelors: 5.8%Graduate: 9.3%Edu
HS Grad57.0%
Some College20.3%
Associates7.7%
Bachelors5.8%
Graduate9.3%
Housing & Income

Housing Tenure

Owner: 88.1%Renter: 11.9%Tenure
Owner88.1%
Renter11.9%

Home Value Distribution

Under $50k
8%
$50k–$100k
31%
$100k–$150k
22%
$150k–$200k
5%
$200k–$300k
25%
$300k–$500k
4%
Over $500k
5%

Financials

Median HH Income$46,961 ▼ 38% below avg
Median Home Value$128,800 ▼ 54% below avg
Home/Income Ratio2.7x (nat avg ~3.5x)
Median Rent$648/mo
Total Housing Units294
Vacant Units34

Income Distribution

Under $25k
10%
$25k–$50k
42%
$50k–$75k
25%
$75k–$100k
13%
$100k–$150k
6%
$150k–$200k
1%
Over $200k
3%
Employment & Commute

How People Get to Work

Drove Alone
74%
Work From Home
26%

Commute Time

Under 15 min
17%
15–30 min
70%
Over 45 min
13%
Housing Stock

Year Built

1940s–1950s
9%
1960s–1970s
22%
1980s–1990s
13%
2000+
56%
About Totz, KY

Totz is a city in Kentucky, located in Harlan County. The city spans 1 ZIP code and is home to approximately 635 residents. It is a mature city, with a median age of 51.7 years.

Economically, Totz is a working-class community. The median household income of $46,961 is below the national average. Approximately 3.3% of residents live below the poverty line. The unemployment rate is 20.5%, more than double the national average.

The real estate market in Totz is one of the more affordable housing markets in the country. Median home values stand at $128,800, which is well below the national average. Renters typically pay around $648 per month. Homeownership is high at 88.1%, typical of suburban and family-oriented communities.

The population of Totz is less-educated. 15.1% of adults hold a bachelor's degree or higher — well below the national average. The community is primarily White (97.48%).

Totz, KY offers residents a cost-conscious lifestyle within Kentucky.

ZIP Codes in Totz
ZIPPopulationMedian IncomeMedian HomeMedian RentUnemp.CollegeOwner Occ.
40870 635 $46,961 $128,800 $648 20.5% 15.1% 88.1%