City

Loyall, KY

1 ZIP code  ·  Harlan County  ·  Kentucky

👥853Population
💰$33,077Median HH Income▼ 57% below avg
🎂48.9Median Age
🏠$74,500Median Home Value▼ 73% below avg
🎓22.0%College Grads▼ 43% below avg
📊14.3%Unemployment▲ 192% above avg
People & Population (ACS 2023 — weighted avg)
♂ Male 49.6% Female 50.4% ♀

Race & Ethnicity

White: 93.1%Black: 0.8%Other: 5.3%Race
White93.1%
Black0.8%
Other5.3%

Age Breakdown

Under 5
3%
5–17
16%
18–24
1%
25–44
22%
45–64
39%
65+
9%

Key Indicators

Median Age48.9 yrs
Avg HH Size2.23
Below Poverty36.5% ▲ 265% above avg
College Grads22.0% ▼ 43% below avg
Unemployment14.3% ▲ 192% above avg
HS Graduate264 (49.3%)
Some College85 (15.9%)
Associates69 (12.9%)
Bachelors61 (11.4%)
Graduate Degree57 (10.6%)

Education

HS Grad: 49.3%Some College: 15.9%Associates: 12.9%Bachelors: 11.4%Graduate: 10.6%Edu
HS Grad49.3%
Some College15.9%
Associates12.9%
Bachelors11.4%
Graduate10.6%
Housing & Income

Housing Tenure

Owner: 55.2%Renter: 44.8%Tenure
Owner55.2%
Renter44.8%

Home Value Distribution

Under $50k
10%
$50k–$100k
69%
$100k–$150k
10%
$150k–$200k
10%

Financials

Median HH Income$33,077 ▼ 57% below avg
Median Home Value$74,500 ▼ 73% below avg
Home/Income Ratio2.3x (nat avg ~3.5x)
Median Rent$640/mo
Total Housing Units466
Vacant Units84

Income Distribution

Under $25k
44%
$25k–$50k
21%
$50k–$75k
18%
$75k–$100k
14%
$100k–$150k
3%
Employment & Commute

How People Get to Work

Drove Alone
94%
Walked
5%
Work From Home
1%

Commute Time

Under 15 min
59%
15–30 min
16%
30–45 min
3%
Over 45 min
23%
Housing Stock

Year Built

Before 1940
2%
1940s–1950s
22%
1960s–1970s
11%
1980s–1990s
13%
2000+
52%
About Loyall, KY

Loyall is a city in Kentucky, located in Harlan County. The city spans 1 ZIP code and is home to approximately 853 residents. It is a mature city, with a median age of 48.9 years.

Economically, Loyall is a lower-income community. The median household income of $33,077 is well below the national average. Approximately 36.5% of residents live below the poverty line. The unemployment rate is 14.3%, more than double the national average.

The real estate market in Loyall is one of the more affordable housing markets in the country. Median home values stand at $74,500, which is well below the national average. Renters typically pay around $640 per month.

The population of Loyall is less-educated. 22.0% of adults hold a bachelor's degree or higher — below the national average. The community is primarily White (93.08%).

Loyall, KY offers residents a cost-conscious lifestyle within Kentucky.

ZIP Codes in Loyall
ZIPPopulationMedian IncomeMedian HomeMedian RentUnemp.CollegeOwner Occ.
40854 853 $33,077 $74,500 $640 14.3% 22.0% 55.2%