City

Owensboro, KY

4 ZIP codes  ·  Daviess County  ·  Kentucky

👥87,437Population
💰$62,491Median HH Income▼ 18% below avg
🎂38.3Median Age
🏠$181,946Median Home Value▼ 35% below avg
🎓38.4%College Grads≈ Avg
📊4.5%Unemployment▼ 9% below avg
People & Population (ACS 2023 — weighted avg)
♂ Male 48.8% Female 51.2% ♀

Race & Ethnicity

White: 83.6%Hispanic: 4.6%Black: 4.9%Asian: 2.5%Other: 3.4%Race
White83.6%
Hispanic4.6%
Black4.9%
Asian2.5%
Other3.4%

Age Breakdown

Under 5
7%
5–17
18%
18–24
9%
25–44
25%
45–64
25%
65+
8%

Key Indicators

Median Age38.3 yrs
Avg HH Size2.40
Below Poverty16.1% ▲ 61% above avg
College Grads38.4% ≈ Avg
Unemployment4.5% ▼ 9% below avg
No HS Diploma585 (1.1%)
HS Graduate17,611 (32.4%)
Some College7,833 (14.4%)
Associates7,398 (13.6%)
Bachelors6,341 (11.7%)
Graduate Degree14,530 (26.8%)

Education

No HS: 1.1%HS Grad: 32.4%Some College: 14.4%Associates: 13.6%Bachelors: 11.7%Graduate: 26.8%Edu
No HS1.1%
HS Grad32.4%
Some College14.4%
Associates13.6%
Bachelors11.7%
Graduate26.8%
Housing & Income

Housing Tenure

Owner: 63.1%Renter: 36.9%Tenure
Owner63.1%
Renter36.9%

Home Value Distribution

Under $50k
4%
$50k–$100k
12%
$100k–$150k
22%
$150k–$200k
19%
$200k–$300k
23%
$300k–$500k
16%
Over $500k
4%

Financials

Median HH Income$62,491 ▼ 18% below avg
Median Home Value$181,946 ▼ 35% below avg
Home/Income Ratio2.9x (nat avg ~3.5x)
Median Rent$911/mo
Total Housing Units37,888
Vacant Units2,498

Income Distribution

Under $25k
21%
$25k–$50k
17%
$50k–$75k
18%
$75k–$100k
14%
$100k–$150k
17%
$150k–$200k
7%
Over $200k
6%
Employment & Commute

How People Get to Work

Drove Alone
92%
Public Transit
0%
Walked
2%
Work From Home
6%

Commute Time

Under 15 min
47%
15–30 min
33%
30–45 min
11%
Over 45 min
9%
Housing Stock

Year Built

Before 1940
3%
1940s–1950s
15%
1960s–1970s
12%
1980s–1990s
13%
2000+
57%
About Owensboro, KY

Owensboro is a city in Kentucky, located in Daviess County. The city spans 4 ZIP codes and is home to approximately 87,437 residents. It is a middle-aged city, with a median age of 38.3 years.

Economically, Owensboro is a solidly middle-class community. The median household income of $62,490 is below the national average. Approximately 16.1% of residents live below the poverty line. The unemployment rate is 4.5%, near the national average.

The real estate market in Owensboro is an affordable housing market. Median home values stand at $181,946, which is below the national average. Renters typically pay around $910 per month. Homeownership is high at 63.1%, typical of suburban and family-oriented communities.

The population of Owensboro is moderately educated. 38.4% of adults hold a bachelor's degree or higher — near the national average. The community is primarily White (83.62%).

Owensboro, KY offers residents a cost-conscious lifestyle within Kentucky. Spread across 4 ZIP codes, the city's neighborhoods vary in character, density, and demographics — explore each ZIP code below for a detailed breakdown.

ZIP Codes in Owensboro
ZIPPopulationMedian IncomeMedian HomeMedian RentUnemp.CollegeOwner Occ.
42301 45,399 $62,010 $180,600 $883 4.7% 38.6% 60.9%
42303 42,038 $63,010 $183,400 $941 4.2% 38.2% 65.4%