| ZIP Code | 42303 |
|---|---|
| City | Owensboro |
| State | Kentucky (KY) |
| County | Daviess County |
| Area Code | 270/364 |
| Elevation | 430 ft |
| Latitude | 37.75704 |
|---|---|
| Longitude | -87.052531 |
| Timezone | New York (DST) |
| FIPS | 21059 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 39.6 yrs ↑ 4% since 2019 |
|---|---|
| Avg Household Size | 2.38 |
| Below Poverty | 17.8% ▲ 78% above avg |
| College Grads | 38.2% ≈ Avg |
| Unemployment | 4.2% ▼ 15% below avg |
| No HS Diploma | 407 (1.5%) |
| HS Graduate | 8,702 (33%) |
| Some College | 3,618 (13.7%) |
| Associates | 3,583 (13.6%) |
| Bachelors | 2,968 (11.2%) |
| Graduate Degree | 7,123 (27%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $63,010 ▼ 17% below avg ↑ 23% since 2019 |
|---|---|
| Median Home Value | $183,400 ▼ 34% below avg ↑ 41% since 2019 |
| Home/Income Ratio | 2.9x (nat avg ~3.5x) |
| Median Rent | $941/mo ↑ 20% since 2019 |
| Total Units | 18,055 |
| Vacant Units | 1,042 |
| Avg HH Size | 2.38 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 18,055 |
|---|---|
| Vacant | 1,042 |
| Owner Occupied | 65.4% |
| Renter Occupied | 34.6% |
| Avg HH Size | 2.38 |
ZIP code 42303 is located in Owensboro, Kentucky, within Daviess County. With a population of 42,038, this is a highly populated ZIP code with a middle-aged community — the median age is 39.6 years. Economically, 42303 is a solidly middle-class ZIP code: the median household income of $63,010 is below the national average.
Real estate in ZIP code 42303 represents an affordable housing market. The median home value of $183,400 is below the national average. Renters can expect to pay around $941 per month in median rent. Homeownership is strong here — 65.4% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 41% since 2019.
The population of 42303 is primarily White (85.39%). Residents are moderately educated — 38.2% hold a bachelor's degree or higher, which is near the national average. Poverty affects some residents at 17.8%. Household income has grown by 23% since 2019.
The unemployment rate in 42303 stands at 4.2%, which is below the national average. As in most parts of the country, driving alone is the dominant commute mode at 84%.
Overall, ZIP code 42303 in Owensboro, KY is characterized as solidly middle-class, moderately educated, a middle-aged community, and predominantly owner-occupied. With 42,038 residents, a median household income of $63,010, and a median home value of $183,400, it offers a clear picture of life in this part of Kentucky.