City

Germantown, KY

1 ZIP code  ·  Bracken County  ·  Kentucky

👥1,203Population
💰$56,250Median HH Income▼ 26% below avg
🎂34.3Median Age
🏠$119,400Median Home Value▼ 57% below avg
🎓36.5%College Grads≈ Avg
📊9.3%Unemployment▲ 90% above avg
People & Population (ACS 2023 — weighted avg)
♂ Male 59.1% Female 40.9% ♀

Race & Ethnicity

White: 99.7%Other: 0.3%Race
White99.7%
Other0.3%

Age Breakdown

Under 5
14%
5–17
17%
18–24
3%
25–44
32%
45–64
16%
65+
12%

Key Indicators

Median Age34.3 yrs
Avg HH Size3.02
Below Poverty19.7% ▲ 97% above avg
College Grads36.5% ≈ Avg
Unemployment9.3% ▲ 90% above avg
HS Graduate260 (40.9%)
Some College121 (19%)
Associates23 (3.6%)
Bachelors151 (23.7%)
Graduate Degree81 (12.7%)

Education

HS Grad: 40.9%Some College: 19%Associates: 3.6%Bachelors: 23.7%Graduate: 12.7%Edu
HS Grad40.9%
Some College19.0%
Associates3.6%
Bachelors23.7%
Graduate12.7%
Housing & Income

Housing Tenure

Owner: 72.1%Renter: 27.9%Tenure
Owner72.1%
Renter27.9%

Home Value Distribution

Under $50k
5%
$50k–$100k
28%
$100k–$150k
36%
$150k–$200k
9%
$200k–$300k
8%
$300k–$500k
11%
Over $500k
2%

Financials

Median HH Income$56,250 ▼ 26% below avg
Median Home Value$119,400 ▼ 57% below avg
Home/Income Ratio2.1x (nat avg ~3.5x)
Median Rent$995/mo
Total Housing Units476
Vacant Units78

Income Distribution

Under $25k
14%
$25k–$50k
20%
$50k–$75k
21%
$75k–$100k
16%
$100k–$150k
23%
$150k–$200k
4%
Over $200k
1%
Employment & Commute

How People Get to Work

Drove Alone
90%
Walked
0%
Work From Home
10%

Commute Time

Under 15 min
4%
15–30 min
53%
30–45 min
11%
Over 45 min
32%
Housing Stock

Year Built

1940s–1950s
4%
1960s–1970s
11%
1980s–1990s
16%
2000+
68%
About Germantown, KY

Germantown is a city in Kentucky, located in Bracken County. The city spans 1 ZIP code and is home to approximately 1,203 residents. It is a relatively young city, with a median age of 34.3 years.

Economically, Germantown is a solidly middle-class community. The median household income of $56,250 is below the national average. Approximately 19.7% of residents live below the poverty line. The unemployment rate is 9.3%, significantly above the national average.

The real estate market in Germantown is one of the more affordable housing markets in the country. Median home values stand at $119,400, which is well below the national average. Renters typically pay around $995 per month. Homeownership is high at 72.1%, typical of suburban and family-oriented communities.

The population of Germantown is moderately educated. 36.5% of adults hold a bachelor's degree or higher — near the national average. The community is primarily White (99.67%).

Germantown, KY offers residents a cost-conscious lifestyle within Kentucky.

ZIP Codes in Germantown
ZIPPopulationMedian IncomeMedian HomeMedian RentUnemp.CollegeOwner Occ.
41044 1,203 $56,250 $119,400 $995 9.3% 36.5% 72.1%