| ZIP Code | 41044 |
|---|---|
| City | Germantown |
| State | Kentucky (KY) |
| County | Bracken County |
| Area Code | 606 |
| Elevation | 907 ft |
| Latitude | 38.610431 |
|---|---|
| Longitude | -83.972434 |
| Timezone | New York (DST) |
| FIPS | 21023 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 34.3 yrs ↓ 8% since 2019 |
|---|---|
| Avg Household Size | 3.02 |
| Below Poverty | 19.7% ▲ 97% above avg |
| College Grads | 36.5% ≈ Avg |
| Unemployment | 9.3% ▲ 90% above avg |
| HS Graduate | 260 (40.9%) |
| Some College | 121 (19%) |
| Associates | 23 (3.6%) |
| Bachelors | 151 (23.7%) |
| Graduate Degree | 81 (12.7%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $56,250 ▼ 26% below avg ↓ 7% since 2019 |
|---|---|
| Median Home Value | $119,400 ▼ 57% below avg ↓ 6% since 2019 |
| Home/Income Ratio | 2.1x (nat avg ~3.5x) |
| Median Rent | $995/mo ↑ 36% since 2019 |
| Total Units | 476 |
| Vacant Units | 78 |
| Avg HH Size | 3.02 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 476 |
|---|---|
| Vacant | 78 |
| Owner Occupied | 72.1% |
| Renter Occupied | 27.9% |
| Avg HH Size | 3.02 |
ZIP code 41044 is located in Germantown, Kentucky, within Bracken County. With a population of 1,203, this is a sparsely populated ZIP code with a relatively young community — the median age is 34.3 years. Economically, 41044 is a solidly middle-class ZIP code: the median household income of $56,250 is below the national average.
Real estate in ZIP code 41044 represents one of the more affordable housing markets in the country. The median home value of $119,400 is well below the national average. Renters can expect to pay around $995 per month in median rent. Homeownership is strong here — 72.1% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have decreased by 6% since 2019.
The population of 41044 is primarily White (99.67%). Residents are moderately educated — 36.5% hold a bachelor's degree or higher, which is near the national average. Poverty affects some residents at 19.7%. Household income has declined by 7% since 2019.
The unemployment rate in 41044 stands at 9.3%, which is significantly above the national average. As in most parts of the country, driving alone is the dominant commute mode at 85%.
Overall, ZIP code 41044 in Germantown, KY is characterized as solidly middle-class, moderately educated, a relatively young community, and predominantly owner-occupied. With 1,203 residents, a median household income of $56,250, and a median home value of $119,400, it offers a clear picture of life in this part of Kentucky.