County

Carter County, KY

8 ZIP codes  ·  8 cities  ·  Kentucky

👥27,263Population
💰$50,666Median HH Income▼ 34% below avg
🎂42.5Median Age
🏠$122,647Median Home Value▼ 56% below avg
🎓28.7%College Grads▼ 26% below avg
📊4.3%Unemployment▼ 13% below avg
People & Population (ACS 2023 — weighted avg)
♂ Male 48.8% Female 51.2% ♀

Race & Ethnicity

White: 95.7%Hispanic: 1.1%Black: 0.3%Asian: 0.3%Other: 2.7%Race
White95.7%
Hispanic1.1%
Black0.3%
Asian0.3%
Other2.7%

Age Breakdown

Under 5
5%
5–17
17%
18–24
9%
25–44
22%
45–64
27%
65+
10%

Key Indicators

Median Age42.5 yrs
Avg HH Size2.51
Below Poverty18.7% ▲ 87% above avg
College Grads28.7% ▼ 26% below avg
Unemployment4.3% ▼ 13% below avg
No HS Diploma299 (1.9%)
HS Graduate6,164 (38.6%)
Some College2,852 (17.9%)
Associates2,082 (13%)
Bachelors1,760 (11%)
Graduate Degree2,798 (17.5%)

Education

No HS: 1.9%HS Grad: 38.6%Some College: 17.9%Associates: 13%Bachelors: 11%Graduate: 17.5%Edu
No HS1.9%
HS Grad38.6%
Some College17.9%
Associates13.0%
Bachelors11.0%
Graduate17.5%
Housing & Income

Housing Tenure

Owner: 78.7%Renter: 21.3%Tenure
Owner78.7%
Renter21.3%

Home Value Distribution

Under $50k
19%
$50k–$100k
23%
$100k–$150k
16%
$150k–$200k
14%
$200k–$300k
17%
$300k–$500k
8%
Over $500k
3%

Financials

Median HH Income$50,666 ▼ 34% below avg
Median Home Value$122,647 ▼ 56% below avg
Home/Income Ratio2.4x (nat avg ~3.5x)
Median Rent$647/mo
Total Housing Units12,593
Vacant Units1,967

Income Distribution

Under $25k
28%
$25k–$50k
20%
$50k–$75k
16%
$75k–$100k
12%
$100k–$150k
15%
$150k–$200k
5%
Over $200k
4%
Employment & Commute

How People Get to Work

Drove Alone
93%
Walked
4%
Work From Home
3%

Commute Time

Under 15 min
29%
15–30 min
26%
30–45 min
21%
Over 45 min
24%
Housing Stock

Year Built

Before 1940
1%
1940s–1950s
8%
1960s–1970s
17%
1980s–1990s
18%
2000+
56%
About Carter County, KY

Carter County is located in Kentucky and encompasses 8 ZIP codes spanning 8 cities and communities. The county has an estimated population of 27,263 residents. With a median age of 42.54, it is a middle-aged county.

Carter County has a working-class economic profile. The median household income of $50,666 is below the national average. Unemployment stands at 4.3%, near the national average. The poverty rate of 18.7% is significantly above the national average, indicating economic challenges.

Housing in Carter County is one of the more affordable housing markets in the country, with a median home value of $122,647 — well below the national average. Monthly median rent is approximately $647. Homeownership rates are high at 78.7%, reflecting a largely residential, stable population.

The residents of Carter County are primarily White (95.66%). Educational attainment is moderately educated — 28.7% of adults hold a bachelor's degree or higher, below the national average.

Carter County, KY is a working-class area in Kentucky. The 8 ZIP codes within the county each have their own character — browse the full list below to find the right community, whether you're looking for affordable housing, strong schools, or economic opportunity.

ZIP Codes in Carter County
ZIPCityPopulationMedian IncomeMedian HomeMedian RentUnemp.College
41132 Denton 516 $40,405 $101,600 0.0% 27.5%
41143 Grayson 13,754 $48,485 $141,200 $688 4.4% 29.3%
41146 Hitchins 446 $43,523 $1,023 0.0% 15.6%
41164 Olive Hill 12,372 $53,777 $102,900 $588 4.5% 28.8%