| ZIP Code | 41164 |
|---|---|
| City | Olive Hill |
| State | Kentucky (KY) |
| County | Carter County |
| Area Code | 606 |
| Elevation | 1,030 ft |
| Latitude | 38.288431 |
|---|---|
| Longitude | -83.157168 |
| Timezone | New York (DST) |
| FIPS | 21043 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 43.6 yrs ↑ 3% since 2019 |
|---|---|
| Avg Household Size | 2.54 |
| Below Poverty | 19.0% ▲ 90% above avg |
| College Grads | 28.8% ▼ 26% below avg |
| Unemployment | 4.5% ▼ 9% below avg |
| No HS Diploma | 145 (2%) |
| HS Graduate | 2,713 (37.2%) |
| Some College | 1,366 (18.7%) |
| Associates | 963 (13.2%) |
| Bachelors | 786 (10.8%) |
| Graduate Degree | 1,315 (18%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $53,777 ▼ 30% below avg ↑ 67% since 2019 |
|---|---|
| Median Home Value | $102,900 ▼ 63% below avg ↑ 33% since 2019 |
| Home/Income Ratio | 1.9x (nat avg ~3.5x) |
| Median Rent | $588/mo ↓ 3% since 2019 |
| Total Units | 5,953 |
| Vacant Units | 1,089 |
| Avg HH Size | 2.54 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 5,953 |
|---|---|
| Vacant | 1,089 |
| Owner Occupied | 83.2% |
| Renter Occupied | 16.8% |
| Avg HH Size | 2.54 |
ZIP code 41164 is located in Olive Hill, Kentucky, within Carter County. With a population of 12,372, this is a lightly populated ZIP code with a middle-aged community — the median age is 43.6 years. Economically, 41164 is a working-class ZIP code: the median household income of $53,777 is below the national average.
Real estate in ZIP code 41164 represents one of the more affordable housing markets in the country. The median home value of $102,900 is well below the national average. Renters can expect to pay around $588 per month in median rent. Homeownership is strong here — 83.2% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 33% since 2019.
The population of 41164 is primarily White (96.18%). Residents are moderately educated — 28.8% hold a bachelor's degree or higher, which is below the national average. Poverty affects some residents at 19.0%. Household income has grown by 67% since 2019.
The unemployment rate in 41164 stands at 4.5%, which is near the national average. As in most parts of the country, driving alone is the dominant commute mode at 84%.
Overall, ZIP code 41164 in Olive Hill, KY is characterized as working-class, moderately educated, a middle-aged community, and predominantly owner-occupied. With 12,372 residents, a median household income of $53,777, and a median home value of $102,900, it offers a clear picture of life in this part of Kentucky.