City

Ashland, KY

4 ZIP codes  ·  Boyd County  ·  Kentucky

👥40,110Population
💰$61,064Median HH Income▼ 20% below avg
🎂41.6Median Age
🏠$137,092Median Home Value▼ 51% below avg
🎓35.6%College Grads▼ 8% below avg
📊7.0%Unemployment▲ 42% above avg
People & Population (ACS 2023 — weighted avg)
♂ Male 49.9% Female 50.1% ♀

Race & Ethnicity

White: 91.1%Hispanic: 2%Black: 2.2%Asian: 0.8%Other: 3.6%Race
White91.1%
Hispanic2.0%
Black2.2%
Asian0.8%
Other3.6%

Age Breakdown

Under 5
5%
5–17
16%
18–24
7%
25–44
26%
45–64
25%
65+
9%

Key Indicators

Median Age41.6 yrs
Avg HH Size2.44
Below Poverty17.5% ▲ 75% above avg
College Grads35.6% ▼ 8% below avg
Unemployment7.0% ▲ 42% above avg
No HS Diploma249 (0.9%)
HS Graduate8,255 (31.5%)
Some College4,059 (15.5%)
Associates4,327 (16.5%)
Bachelors3,503 (13.4%)
Graduate Degree5,830 (22.2%)

Education

No HS: 0.9%HS Grad: 31.5%Some College: 15.5%Associates: 16.5%Bachelors: 13.4%Graduate: 22.2%Edu
No HS0.9%
HS Grad31.5%
Some College15.5%
Associates16.5%
Bachelors13.4%
Graduate22.2%
Housing & Income

Housing Tenure

Owner: 67.4%Renter: 32.6%Tenure
Owner67.4%
Renter32.6%

Home Value Distribution

Under $50k
8%
$50k–$100k
23%
$100k–$150k
23%
$150k–$200k
21%
$200k–$300k
15%
$300k–$500k
7%
Over $500k
2%

Financials

Median HH Income$61,064 ▼ 20% below avg
Median Home Value$137,092 ▼ 51% below avg
Home/Income Ratio2.2x (nat avg ~3.5x)
Median Rent$846/mo
Total Housing Units18,049
Vacant Units2,269

Income Distribution

Under $25k
24%
$25k–$50k
16%
$50k–$75k
18%
$75k–$100k
15%
$100k–$150k
16%
$150k–$200k
5%
Over $200k
5%
Employment & Commute

How People Get to Work

Drove Alone
90%
Public Transit
0%
Walked
3%
Work From Home
6%

Commute Time

Under 15 min
42%
15–30 min
35%
30–45 min
15%
Over 45 min
9%
Housing Stock

Year Built

Before 1940
5%
1940s–1950s
18%
1960s–1970s
15%
1980s–1990s
7%
2000+
55%
About Ashland, KY

Ashland is a city in Kentucky, located in Boyd County. The city spans 4 ZIP codes and is home to approximately 40,110 residents. It is a middle-aged city, with a median age of 41.6 years.

Economically, Ashland is a solidly middle-class community. The median household income of $61,064 is below the national average. Approximately 17.5% of residents live below the poverty line. The unemployment rate is 7.0%, above the national average.

The real estate market in Ashland is one of the more affordable housing markets in the country. Median home values stand at $137,092, which is well below the national average. Renters typically pay around $846 per month. Homeownership is high at 67.4%, typical of suburban and family-oriented communities.

The population of Ashland is moderately educated. 35.6% of adults hold a bachelor's degree or higher — near the national average. The community is primarily White (91.14%).

Ashland, KY offers residents a cost-conscious lifestyle within Kentucky. Spread across 4 ZIP codes, the city's neighborhoods vary in character, density, and demographics — explore each ZIP code below for a detailed breakdown.

ZIP Codes in Ashland
ZIPPopulationMedian IncomeMedian HomeMedian RentUnemp.CollegeOwner Occ.
41101 19,331 $53,491 $120,100 $907 6.1% 35.9% 59.0%
41102 20,779 $68,110 $152,900 $790 7.8% 35.3% 75.1%