| ZIP Code | 41102 |
|---|---|
| City | Ashland |
| State | Kentucky (KY) |
| County | Boyd County |
| Area Code | 606 |
| Elevation | 835 ft |
| Latitude | 38.427628 |
|---|---|
| Longitude | -82.730185 |
| Timezone | New York (DST) |
| FIPS | 21019 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 42.8 yrs ↓ 5% since 2019 |
|---|---|
| Avg Household Size | 2.56 |
| Below Poverty | 14.6% ▲ 46% above avg |
| College Grads | 35.3% ▼ 9% below avg |
| Unemployment | 7.8% ▲ 60% above avg |
| No HS Diploma | 148 (1.1%) |
| HS Graduate | 4,404 (31.9%) |
| Some College | 2,305 (16.7%) |
| Associates | 2,065 (15%) |
| Bachelors | 1,997 (14.5%) |
| Graduate Degree | 2,867 (20.8%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $68,110 ▼ 11% below avg ↑ 32% since 2019 |
|---|---|
| Median Home Value | $152,900 ▼ 45% below avg ↑ 24% since 2019 |
| Home/Income Ratio | 2.2x (nat avg ~3.5x) |
| Median Rent | $790/mo ↑ 5% since 2019 |
| Total Units | 8,780 |
| Vacant Units | 1,213 |
| Avg HH Size | 2.56 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 8,780 |
|---|---|
| Vacant | 1,213 |
| Owner Occupied | 75.1% |
| Renter Occupied | 24.9% |
| Avg HH Size | 2.56 |
ZIP code 41102 is located in Ashland, Kentucky, within Boyd County. With a population of 20,779, this is a moderately populated ZIP code with a middle-aged community — the median age is 42.8 years. Economically, 41102 is a solidly middle-class ZIP code: the median household income of $68,110 is near the national average.
Real estate in ZIP code 41102 represents an affordable housing market. The median home value of $152,900 is below the national average. Renters can expect to pay around $790 per month in median rent. Homeownership is strong here — 75.1% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 24% since 2019.
The population of 41102 is primarily White (93.34%). Residents are moderately educated — 35.3% hold a bachelor's degree or higher, which is near the national average. Poverty affects some residents at 14.6%. Household income has grown by 32% since 2019.
The unemployment rate in 41102 stands at 7.8%, which is significantly above the national average. As in most parts of the country, driving alone is the dominant commute mode at 84%.
Overall, ZIP code 41102 in Ashland, KY is characterized as solidly middle-class, moderately educated, a middle-aged community, and predominantly owner-occupied. With 20,779 residents, a median household income of $68,110, and a median home value of $152,900, it offers a clear picture of life in this part of Kentucky.