City

Universal, IN

1 ZIP code  ·  Vermillion County  ·  Indiana

👥207Population
💰$64,375Median HH Income▼ 16% below avg
🎂36.5Median Age
🏠$78,300Median Home Value▼ 72% below avg
🎓26.3%College Grads▼ 32% below avg
📊1.1%Unemployment▼ 77% below avg
People & Population (ACS 2023 — weighted avg)
♂ Male 41.1% Female 58.9% ♀

Race & Ethnicity

White: 93.7%Hispanic: 0.5%Other: 5.8%Race
White93.7%
Hispanic0.5%
Other5.8%

Age Breakdown

Under 5
13%
5–17
16%
18–24
11%
25–44
17%
45–64
29%
65+
6%

Key Indicators

Median Age36.5 yrs
Avg HH Size2.46
Below Poverty14.5% ▲ 45% above avg
College Grads26.3% ▼ 32% below avg
Unemployment1.1% ▼ 77% below avg
HS Graduate39 (34.2%)
Some College18 (15.8%)
Associates27 (23.7%)
Bachelors19 (16.7%)
Graduate Degree11 (9.6%)

Education

HS Grad: 34.2%Some College: 15.8%Associates: 23.7%Bachelors: 16.7%Graduate: 9.6%Edu
HS Grad34.2%
Some College15.8%
Associates23.7%
Bachelors16.7%
Graduate9.6%
Housing & Income

Housing Tenure

Owner: 94.1%Renter: 6%Tenure
Owner94.1%
Renter6.0%

Home Value Distribution

Under $50k
8%
$50k–$100k
46%
$100k–$150k
29%
$150k–$200k
18%

Financials

Median HH Income$64,375 ▼ 16% below avg
Median Home Value$78,300 ▼ 72% below avg
Home/Income Ratio1.2x (nat avg ~3.5x)
Total Housing Units95
Vacant Units11

Income Distribution

Under $25k
13%
$25k–$50k
20%
$50k–$75k
26%
$75k–$100k
16%
$100k–$150k
25%
Employment & Commute

How People Get to Work

Drove Alone
91%
Work From Home
9%

Commute Time

Under 15 min
30%
15–30 min
30%
30–45 min
16%
Over 45 min
24%
Housing Stock

Year Built

Before 1940
3%
1940s–1950s
8%
1960s–1970s
9%
1980s–1990s
14%
2000+
68%
About Universal, IN

Universal is a city in Indiana, located in Vermillion County. The city spans 1 ZIP code and is home to approximately 207 residents. It is a relatively young city, with a median age of 36.5 years.

Economically, Universal is a solidly middle-class community. The median household income of $64,375 is below the national average. Approximately 14.5% of residents live below the poverty line. The unemployment rate is 1.1%, well below the national average.

The real estate market in Universal is one of the more affordable housing markets in the country. Median home values stand at $78,300, which is well below the national average. Homeownership is high at 94.1%, typical of suburban and family-oriented communities.

The population of Universal is moderately educated. 26.3% of adults hold a bachelor's degree or higher — below the national average. The community is primarily White (93.72%).

Universal, IN offers residents a cost-conscious lifestyle within Indiana.

ZIP Codes in Universal
ZIPPopulationMedian IncomeMedian HomeMedian RentUnemp.CollegeOwner Occ.
47884 207 $64,375 $78,300 1.1% 26.3% 94.1%