City

Elkhart, IN

4 ZIP codes  ·  Elkhart County  ·  Indiana

👥98,877Population
💰$57,378Median HH Income▼ 25% below avg
🎂37.5Median Age
🏠$163,657Median Home Value▼ 41% below avg
🎓27.2%College Grads▼ 30% below avg
📊3.3%Unemployment▼ 32% below avg
People & Population (ACS 2023 — weighted avg)
♂ Male 49.6% Female 50.4% ♀

Race & Ethnicity

White: 63.9%Hispanic: 22.3%Black: 8.2%Asian: 1.1%Other: 4%Race
White63.9%
Hispanic22.3%
Black8.2%
Asian1.1%
Other4.0%

Age Breakdown

Under 5
7%
5–17
19%
18–24
9%
25–44
25%
45–64
25%
65+
7%

Key Indicators

Median Age37.5 yrs
Avg HH Size2.64
Below Poverty14.3% ▲ 43% above avg
College Grads27.2% ▼ 30% below avg
Unemployment3.3% ▼ 32% below avg
No HS Diploma1,168 (2.1%)
HS Graduate23,226 (40.9%)
Some College8,483 (14.9%)
Associates8,429 (14.8%)
Bachelors4,044 (7.1%)
Graduate Degree11,484 (20.2%)

Education

No HS: 2.1%HS Grad: 40.9%Some College: 14.9%Associates: 14.8%Bachelors: 7.1%Graduate: 20.2%Edu
No HS2.1%
HS Grad40.9%
Some College14.9%
Associates14.8%
Bachelors7.1%
Graduate20.2%
Housing & Income

Housing Tenure

Owner: 66%Renter: 34.1%Tenure
Owner66.0%
Renter34.1%

Home Value Distribution

Under $50k
6%
$50k–$100k
16%
$100k–$150k
21%
$150k–$200k
20%
$200k–$300k
24%
$300k–$500k
10%
Over $500k
3%

Financials

Median HH Income$57,378 ▼ 25% below avg
Median Home Value$163,656 ▼ 41% below avg
Home/Income Ratio2.9x (nat avg ~3.5x)
Median Rent$1,016/mo
Total Housing Units42,039
Vacant Units5,017

Income Distribution

Under $25k
20%
$25k–$50k
20%
$50k–$75k
20%
$75k–$100k
15%
$100k–$150k
16%
$150k–$200k
5%
Over $200k
5%
Employment & Commute

How People Get to Work

Drove Alone
93%
Public Transit
0%
Walked
3%
Work From Home
4%

Commute Time

Under 15 min
39%
15–30 min
40%
30–45 min
16%
Over 45 min
5%
Housing Stock

Year Built

Before 1940
3%
1940s–1950s
16%
1960s–1970s
11%
1980s–1990s
13%
2000+
56%
About Elkhart, IN

Elkhart is a city in Indiana, located in Elkhart County. The city spans 4 ZIP codes and is home to approximately 98,877 residents. It is a relatively young city, with a median age of 37.51 years.

Economically, Elkhart is a solidly middle-class community. The median household income of $57,377 is below the national average. Approximately 14.3% of residents live below the poverty line. The unemployment rate is 3.3%, below the national average.

The real estate market in Elkhart is an affordable housing market. Median home values stand at $163,656, which is below the national average. Renters typically pay around $1,015 per month. Homeownership is high at 66.0%, typical of suburban and family-oriented communities.

The population of Elkhart is moderately educated. 27.2% of adults hold a bachelor's degree or higher — below the national average. The community is majority White (63.9%).

Elkhart, IN offers residents a cost-conscious lifestyle within Indiana. Spread across 4 ZIP codes, the city's neighborhoods vary in character, density, and demographics — explore each ZIP code below for a detailed breakdown.

ZIP Codes in Elkhart
ZIPPopulationMedian IncomeMedian HomeMedian RentUnemp.CollegeOwner Occ.
46514 41,480 $61,784 $170,900 $1,084 3.1% 29.8% 72.1%
46516 31,959 $54,934 $150,400 $986 4.9% 26.3% 61.6%
46517 25,438 $53,263 $168,500 $942 1.6% 24.3% 61.4%