| ZIP Code | 46517 |
|---|---|
| City | Elkhart |
| State | Indiana (IN) |
| County | Elkhart County |
| Area Code | 574 |
| Elevation | 807 ft |
| Latitude | 41.62729 |
|---|---|
| Longitude | -85.997855 |
| Timezone | Indiana/Indianapolis (DST) |
| FIPS | 18039 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 35.0 yrs |
|---|---|
| Avg Household Size | 2.85 |
| Below Poverty | 16.5% ▲ 65% above avg |
| College Grads | 24.3% ▼ 37% below avg |
| Unemployment | 1.6% ▼ 67% below avg |
| No HS Diploma | 521 (3.8%) |
| HS Graduate | 6,093 (44.4%) |
| Some College | 1,928 (14.1%) |
| Associates | 1,842 (13.4%) |
| Bachelors | 1,053 (7.7%) |
| Graduate Degree | 2,275 (16.6%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $53,263 ▼ 30% below avg ↑ 3% since 2019 |
|---|---|
| Median Home Value | $168,500 ▼ 40% below avg ↑ 23% since 2019 |
| Home/Income Ratio | 3.2x (nat avg ~3.5x) |
| Median Rent | $942/mo ↑ 30% since 2019 |
| Total Units | 9,915 |
| Vacant Units | 1,309 |
| Avg HH Size | 2.85 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 9,915 |
|---|---|
| Vacant | 1,309 |
| Owner Occupied | 61.4% |
| Renter Occupied | 38.6% |
| Avg HH Size | 2.85 |
ZIP code 46517 is located in Elkhart, Indiana, within Elkhart County. With a population of 25,438, this is a moderately populated ZIP code with a relatively young community — the median age is 35 years. Economically, 46517 is a working-class ZIP code: the median household income of $53,263 is below the national average.
Real estate in ZIP code 46517 represents an affordable housing market. The median home value of $168,500 is below the national average. Renters can expect to pay around $942 per month in median rent. Homeownership is strong here — 61.4% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 23% since 2019.
The population of 46517 is majority White (52.74%). Residents are less-educated — 24.3% hold a bachelor's degree or higher, which is below the national average. Poverty affects some residents at 16.5%. Household income has grown by 3% since 2019.
The unemployment rate in 46517 stands at 1.6%, which is well below the national average. As in most parts of the country, driving alone is the dominant commute mode at 73%.
Overall, ZIP code 46517 in Elkhart, IN is characterized as working-class, less-educated, a relatively young community, and predominantly owner-occupied. With 25,438 residents, a median household income of $53,263, and a median home value of $168,500, it offers a clear picture of life in this part of Indiana.