City

Albany, IN

1 ZIP code  ·  Delaware County  ·  Indiana

👥4,486Population
💰$68,244Median HH Income▼ 11% below avg
🎂48.2Median Age
🏠$120,300Median Home Value▼ 57% below avg
🎓26.7%College Grads▼ 31% below avg
📊3.7%Unemployment▼ 24% below avg
People & Population (ACS 2023 — weighted avg)
♂ Male 47.6% Female 52.4% ♀

Race & Ethnicity

White: 97.1%Hispanic: 1.6%Black: 0.1%Asian: 0.4%Other: 0.8%Race
White97.1%
Hispanic1.6%
Black0.1%
Asian0.4%
Other0.8%

Age Breakdown

Under 5
2%
5–17
16%
18–24
5%
25–44
22%
45–64
28%
65+
15%

Key Indicators

Median Age48.2 yrs
Avg HH Size2.30
Below Poverty7.3% ▼ 27% below avg
College Grads26.7% ▼ 31% below avg
Unemployment3.7% ▼ 24% below avg
No HS Diploma13 (0.4%)
HS Graduate1,486 (46%)
Some College499 (15.4%)
Associates369 (11.4%)
Bachelors342 (10.6%)
Graduate Degree521 (16.1%)

Education

No HS: 0.4%HS Grad: 46%Some College: 15.4%Associates: 11.4%Bachelors: 10.6%Graduate: 16.1%Edu
No HS0.4%
HS Grad46.0%
Some College15.4%
Associates11.4%
Bachelors10.6%
Graduate16.1%
Housing & Income

Housing Tenure

Owner: 87.2%Renter: 12.9%Tenure
Owner87.2%
Renter12.9%

Home Value Distribution

Under $50k
7%
$50k–$100k
29%
$100k–$150k
29%
$150k–$200k
10%
$200k–$300k
16%
$300k–$500k
8%
Over $500k
1%

Financials

Median HH Income$68,244 ▼ 11% below avg
Median Home Value$120,300 ▼ 57% below avg
Home/Income Ratio1.8x (nat avg ~3.5x)
Median Rent$669/mo
Total Housing Units2,176
Vacant Units261

Income Distribution

Under $25k
16%
$25k–$50k
13%
$50k–$75k
23%
$75k–$100k
25%
$100k–$150k
16%
$150k–$200k
5%
Over $200k
2%
Employment & Commute

How People Get to Work

Drove Alone
92%
Walked
1%
Work From Home
8%

Commute Time

Under 15 min
23%
15–30 min
41%
30–45 min
24%
Over 45 min
12%
Housing Stock

Year Built

Before 1940
2%
1940s–1950s
15%
1960s–1970s
19%
1980s–1990s
9%
2000+
56%
About Albany, IN

Albany is a city in Indiana, located in Delaware County. The city spans 1 ZIP code and is home to approximately 4,486 residents. It is a mature city, with a median age of 48.2 years.

Economically, Albany is a solidly middle-class community. The median household income of $68,244 is near the national average. Approximately 7.3% of residents live below the poverty line. The unemployment rate is 3.7%, below the national average.

The real estate market in Albany is one of the more affordable housing markets in the country. Median home values stand at $120,300, which is well below the national average. Renters typically pay around $669 per month. Homeownership is high at 87.2%, typical of suburban and family-oriented communities.

The population of Albany is moderately educated. 26.7% of adults hold a bachelor's degree or higher — below the national average. The community is primarily White (97.08%).

Albany, IN offers residents a cost-conscious lifestyle within Indiana.

ZIP Codes in Albany
ZIPPopulationMedian IncomeMedian HomeMedian RentUnemp.CollegeOwner Occ.
47320 4,486 $68,244 $120,300 $669 3.7% 26.7% 87.2%