City

Monticello, IL

1 ZIP code  ·  Piatt County  ·  Illinois

👥8,110Population
💰$94,841Median HH Income▲ 24% above avg
🎂42.4Median Age
🏠$214,500Median Home Value▼ 23% below avg
🎓51.9%College Grads▲ 34% above avg
📊2.0%Unemployment▼ 60% below avg
People & Population (ACS 2023 — weighted avg)
♂ Male 51.3% Female 48.7% ♀

Race & Ethnicity

White: 95.2%Hispanic: 1.5%Black: 2.6%Asian: 0.3%Other: 0.5%Race
White95.2%
Hispanic1.5%
Black2.6%
Asian0.3%
Other0.5%

Age Breakdown

Under 5
5%
5–17
17%
18–24
4%
25–44
26%
45–64
25%
65+
11%

Key Indicators

Median Age42.4 yrs
Avg HH Size2.41
Below Poverty4.9% ▼ 51% below avg
College Grads51.9% ▲ 34% above avg
Unemployment2.0% ▼ 60% below avg
No HS Diploma9 (0.2%)
HS Graduate1,431 (25.2%)
Some College567 (10%)
Associates724 (12.7%)
Bachelors722 (12.7%)
Graduate Degree2,226 (39.2%)

Education

No HS: 0.2%HS Grad: 25.2%Some College: 10%Associates: 12.7%Bachelors: 12.7%Graduate: 39.2%Edu
No HS0.2%
HS Grad25.2%
Some College10.0%
Associates12.7%
Bachelors12.7%
Graduate39.2%
Housing & Income

Housing Tenure

Owner: 86.3%Renter: 13.7%Tenure
Owner86.3%
Renter13.7%

Home Value Distribution

Under $50k
3%
$50k–$100k
2%
$100k–$150k
12%
$150k–$200k
27%
$200k–$300k
29%
$300k–$500k
24%
Over $500k
3%

Financials

Median HH Income$94,841 ▲ 24% above avg
Median Home Value$214,500 ▼ 23% below avg
Home/Income Ratio2.3x (nat avg ~3.5x)
Median Rent$1,045/mo
Total Housing Units3,492
Vacant Units163

Income Distribution

Under $25k
11%
$25k–$50k
6%
$50k–$75k
18%
$75k–$100k
16%
$100k–$150k
25%
$150k–$200k
12%
Over $200k
10%
Employment & Commute

How People Get to Work

Drove Alone
92%
Public Transit
0%
Walked
0%
Work From Home
7%

Commute Time

Under 15 min
31%
15–30 min
28%
30–45 min
36%
Over 45 min
5%
Housing Stock

Year Built

Before 1940
2%
1940s–1950s
13%
1960s–1970s
13%
1980s–1990s
16%
2000+
57%
About Monticello, IL

Monticello is a city in Illinois, located in Piatt County. The city spans 1 ZIP code and is home to approximately 8,110 residents. It is a middle-aged city, with a median age of 42.4 years.

Economically, Monticello is a middle-income community. The median household income of $94,841 is above the national average. Approximately 4.9% of residents live below the poverty line. The unemployment rate is 2.0%, well below the national average.

The real estate market in Monticello is an affordable housing market. Median home values stand at $214,500, which is below the national average. Renters typically pay around $1,045 per month. Homeownership is high at 86.3%, typical of suburban and family-oriented communities.

The population of Monticello is well-educated. 51.9% of adults hold a bachelor's degree or higher — above the national average. The community is primarily White (95.15%).

Monticello, IL offers residents above-average earning potential within Illinois.

ZIP Codes in Monticello
ZIPPopulationMedian IncomeMedian HomeMedian RentUnemp.CollegeOwner Occ.
61856 8,110 $94,841 $214,500 $1,045 2.0% 51.9% 86.3%