| ZIP Code | 61856 |
|---|---|
| City | Monticello |
| State | Illinois (IL) |
| County | Piatt County |
| Area Code | 217/447 |
| Elevation | 649 ft |
| Latitude | 40.029305 |
|---|---|
| Longitude | -88.583656 |
| Timezone | Chicago (DST) |
| FIPS | 17147 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 42.4 yrs |
|---|---|
| Avg Household Size | 2.41 |
| Below Poverty | 4.9% ▼ 51% below avg |
| College Grads | 51.9% ▲ 34% above avg |
| Unemployment | 2.0% ▼ 60% below avg |
| No HS Diploma | 9 (0.2%) |
| HS Graduate | 1,431 (25.2%) |
| Some College | 567 (10%) |
| Associates | 724 (12.7%) |
| Bachelors | 722 (12.7%) |
| Graduate Degree | 2,226 (39.2%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $94,841 ▲ 24% above avg ↑ 22% since 2019 |
|---|---|
| Median Home Value | $214,500 ▼ 23% below avg ↑ 21% since 2019 |
| Home/Income Ratio | 2.3x (nat avg ~3.5x) |
| Median Rent | $1,045/mo ↑ 8% since 2019 |
| Total Units | 3,492 |
| Vacant Units | 163 |
| Avg HH Size | 2.41 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 3,492 |
|---|---|
| Vacant | 163 |
| Owner Occupied | 86.3% |
| Renter Occupied | 13.7% |
| Avg HH Size | 2.41 |
ZIP code 61856 is located in Monticello, Illinois, within Piatt County. With a population of 8,110, this is a lightly populated ZIP code with a middle-aged community — the median age is 42.4 years. Economically, 61856 is a middle-income ZIP code: the median household income of $94,841 is above the national average.
Real estate in ZIP code 61856 represents an affordable housing market. The median home value of $214,500 is below the national average. Renters can expect to pay around $1,045 per month in median rent. Homeownership is strong here — 86.3% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 21% since 2019.
The population of 61856 is primarily White (95.15%). Residents are well-educated — 51.9% hold a bachelor's degree or higher, which is above the national average. Poverty affects a relatively small share of residents at 4.9%. Household income has grown by 22% since 2019.
The unemployment rate in 61856 stands at 2.0%, which is well below the national average. As in most parts of the country, driving alone is the dominant commute mode at 91%.
Overall, ZIP code 61856 in Monticello, IL is characterized as middle-income, well-educated, a middle-aged community, and predominantly owner-occupied. With 8,110 residents, a median household income of $94,841, and a median home value of $214,500, it offers a clear picture of life in this part of Illinois.