City

Effingham, IL

1 ZIP code  ·  Effingham County  ·  Illinois

👥19,371Population
💰$76,098Median HH Income≈ Avg
🎂40.2Median Age
🏠$195,800Median Home Value▼ 30% below avg
🎓47.3%College Grads▲ 22% above avg
📊2.0%Unemployment▼ 60% below avg
People & Population (ACS 2023 — weighted avg)
♂ Male 49.6% Female 50.4% ♀

Race & Ethnicity

White: 94.4%Hispanic: 2.6%Black: 0.9%Asian: 0.7%Other: 1.3%Race
White94.4%
Hispanic2.6%
Black0.9%
Asian0.7%
Other1.3%

Age Breakdown

Under 5
6%
5–17
17%
18–24
8%
25–44
24%
45–64
26%
65+
8%

Key Indicators

Median Age40.2 yrs
Avg HH Size2.39
Below Poverty10.8% ▲ 8% above avg
College Grads47.3% ▲ 22% above avg
Unemployment2.0% ▼ 60% below avg
No HS Diploma28 (0.2%)
HS Graduate3,324 (26.5%)
Some College1,722 (13.7%)
Associates1,535 (12.2%)
Bachelors2,103 (16.8%)
Graduate Degree3,837 (30.6%)

Education

No HS: 0.2%HS Grad: 26.5%Some College: 13.7%Associates: 12.2%Bachelors: 16.8%Graduate: 30.6%Edu
No HS0.2%
HS Grad26.5%
Some College13.7%
Associates12.2%
Bachelors16.8%
Graduate30.6%
Housing & Income

Housing Tenure

Owner: 74.8%Renter: 25.2%Tenure
Owner74.8%
Renter25.2%

Home Value Distribution

Under $50k
6%
$50k–$100k
13%
$100k–$150k
13%
$150k–$200k
19%
$200k–$300k
26%
$300k–$500k
12%
Over $500k
9%

Financials

Median HH Income$76,098 ≈ Avg
Median Home Value$195,800 ▼ 30% below avg
Home/Income Ratio2.6x (nat avg ~3.5x)
Median Rent$722/mo
Total Housing Units8,688
Vacant Units745

Income Distribution

Under $25k
15%
$25k–$50k
15%
$50k–$75k
17%
$75k–$100k
14%
$100k–$150k
22%
$150k–$200k
8%
Over $200k
9%
Employment & Commute

How People Get to Work

Drove Alone
86%
Public Transit
0%
Walked
3%
Work From Home
11%

Commute Time

Under 15 min
62%
15–30 min
23%
30–45 min
11%
Over 45 min
5%
Housing Stock

Year Built

Before 1940
3%
1940s–1950s
8%
1960s–1970s
17%
1980s–1990s
14%
2000+
57%
About Effingham, IL

Effingham is a city in Illinois, located in Effingham County. The city spans 1 ZIP code and is home to approximately 19,371 residents. It is a middle-aged city, with a median age of 40.2 years.

Economically, Effingham is a middle-income community. The median household income of $76,098 is near the national average. Approximately 10.8% of residents live below the poverty line. The unemployment rate is 2.0%, well below the national average.

The real estate market in Effingham is an affordable housing market. Median home values stand at $195,800, which is below the national average. Renters typically pay around $722 per month. Homeownership is high at 74.8%, typical of suburban and family-oriented communities.

The population of Effingham is well-educated. 47.3% of adults hold a bachelor's degree or higher — above the national average. The community is primarily White (94.42%).

Effingham, IL offers residents a cost-conscious lifestyle within Illinois.

ZIP Codes in Effingham
ZIPPopulationMedian IncomeMedian HomeMedian RentUnemp.CollegeOwner Occ.
62401 19,371 $76,098 $195,800 $722 2.0% 47.3% 74.8%