| ZIP Code | 62401 |
|---|---|
| City | Effingham |
| State | Illinois (IL) |
| County | Effingham County |
| Area Code | 217/447 |
| Elevation | 586 ft |
| Latitude | 39.118715 |
|---|---|
| Longitude | -88.562384 |
| Timezone | Chicago (DST) |
| FIPS | 17049 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 40.2 yrs |
|---|---|
| Avg Household Size | 2.39 |
| Below Poverty | 10.8% ▲ 8% above avg |
| College Grads | 47.3% ▲ 22% above avg |
| Unemployment | 2.0% ▼ 60% below avg |
| No HS Diploma | 28 (0.2%) |
| HS Graduate | 3,324 (26.5%) |
| Some College | 1,722 (13.7%) |
| Associates | 1,535 (12.2%) |
| Bachelors | 2,103 (16.8%) |
| Graduate Degree | 3,837 (30.6%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $76,098 ≈ Avg ↑ 43% since 2019 |
|---|---|
| Median Home Value | $195,800 ▼ 30% below avg ↑ 35% since 2019 |
| Home/Income Ratio | 2.6x (nat avg ~3.5x) |
| Median Rent | $722/mo ↑ 16% since 2019 |
| Total Units | 8,688 |
| Vacant Units | 745 |
| Avg HH Size | 2.39 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 8,688 |
|---|---|
| Vacant | 745 |
| Owner Occupied | 74.8% |
| Renter Occupied | 25.2% |
| Avg HH Size | 2.39 |
ZIP code 62401 is located in Effingham, Illinois, within Effingham County. With a population of 19,371, this is a moderately populated ZIP code with a middle-aged community — the median age is 40.2 years. Economically, 62401 is a middle-income ZIP code: the median household income of $76,098 is near the national average.
Real estate in ZIP code 62401 represents an affordable housing market. The median home value of $195,800 is below the national average. Renters can expect to pay around $722 per month in median rent. Homeownership is strong here — 74.8% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 35% since 2019.
The population of 62401 is primarily White (94.42%). Residents are well-educated — 47.3% hold a bachelor's degree or higher, which is above the national average. Poverty affects some residents at 10.8%. Household income has grown by 43% since 2019.
The unemployment rate in 62401 stands at 2.0%, which is well below the national average. As in most parts of the country, driving alone is the dominant commute mode at 79%.
Overall, ZIP code 62401 in Effingham, IL is characterized as middle-income, well-educated, a middle-aged community, and predominantly owner-occupied. With 19,371 residents, a median household income of $76,098, and a median home value of $195,800, it offers a clear picture of life in this part of Illinois.